We are a couple about to sign contracts for a freehold house in Ashton Under Lyne. We have hit a problem. The loan offer with Halifax expires on 23/1/2026 but the vendors are suggesting a completion date of 27/1/2026. Can one prolong the mortgage offer?
The person best placed to deal with your concern is your conveyancer who should assess whether they should be discussing with the bank, owner’s conveyancers, selling agents or indeed all parties based on the history of your house move to date.
We are purchasing a house and need a conveyancing solicitor in Ashton Under Lyne who is on the HSBC approved panel. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for HSBC . We don't recommend any particular firms conducting conveyancing in Ashton Under Lyne.
We're in Ashton Under Lyne, FTBs purchasing with a mortgage (lender is HSBC , and our lawyer is on the HSBC conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the HSBC conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
My friend recommended that where I am purchasing in Ashton Under Lyne I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is occasionally quoted for as part of the standard Ashton Under Lyne conveyancing searches. It is a large document of about 40 pages, listing and setting out important information about Ashton Under Lyne around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Ashton Under Lyne Education with plans and statistics, Local Amenities and other useful data concerning Ashton Under Lyne.
My husband and I are first time buyers - agreed a price, yet the estate agent told us that the vendor will only proceed if we instruct the agent's preferred lawyers as they are insisting on a ‘quick sale’. My instinct tells me that we should use a high street conveyancer who is accustomed to conveyancing in Ashton Under Lyne
We suspect that the owner is not behind this demand. Should the vendor desire ‘a quick sale', turning down a serious buyer is going to damage their objectives. Try to communicate with the sellers directly and explain that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you have nothing to sell (d) you intend to proceed fast (e)but you are going to use your preferred Ashton Under Lyne conveyancing solicitors - not the ones that will give the negotiator at the agency a referral fee or meet his conveyancing thresholds set by corporate headquarters.