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Find a Dukinfield Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Dukinfield? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Dukinfield transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Dukinfield conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Dukinfield

Do lawyers request money up-front for my conveyancing in Dukinfield?

If you are buying a property in Dukinfield your solicitor will ask you put them with funds to cover the the cost of the conveyancing searches. This will be the total of the cost of the Local Authority Search. If any down payment is as part of the sale price then this will be needed shortly ahead of exchange of contracts. The final balance that is needed should be sent to your lawyer a couple of days ahead of the day of completion.

We are getting the release of further funds on our mortgage from Yorkshire BS as we want to carry out improvements to our home in Dukinfield. Do we need to select a bricks and mortar Dukinfield solicitor on the Yorkshire BS conveyancing panel to deal with the legals?

Yorkshire BS would not normally appoint firms on their conveyancing panel to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Yorkshire BS list.

I'm spending time viewing flats in Dukinfield and I am now considering a potential offer. Should I already have a property lawyer in place at this stage? I will be getting a mortgage with Santander.

It would be sensible to commence your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their contact information on to the EA. Given that you are taking out a mortgage with Santander, make sure you remember to check that your lawyer is on the Santander conveyancing panel.

I have today made my last payment due on my mortgage with HSBC. I assume I don't need a Dukinfield conveyancing practitioner on the HSBC panel to remove the mortgage at the Land Registry. Am I right?

If you have finished paying off your HSBC mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the HSBC mortgage from the register. HSBC, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

  1. but are not moving to another property
  2. where HSBC has sent the Land Registry the discharge electronically, and
  3. HSBC has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your HSBC mortgage has been paid off.

I've recently found out that there is a flying freehold issue on a house I put an offer in last month in what was supposed to be a quick, chain free conveyancing. Dukinfield is where the house is located. Can you offer any assistance?

Flying freeholds in Dukinfield are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Dukinfield you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Dukinfield may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

I am using a search engine for the phrase on line conveyancing in Dukinfield it reveals many conveyancersin the area. With so much choice what is the best way to find the right solicitor for my move?

The ideal method of seeking a suitable conveyancer is through a trusted recommendation, so enquire of colleagues and family who have acquired a property in Dukinfield or the reputable estate agent or mortgage broker. Fees for conveyancing in Dukinfield differ, so it's a good idea to secure at least four fee calculations from different conveyancers. Make sure that you clarify that the charges are assured not to increase.

We are thinking of using a web based solicitor as opposed to a Dukinfield conveyancing practice. Should I ‘stay local’?

Various benefits exist in being able to attend a local Dukinfield conveyancing solicitor such as

  • signing documents and and when necessary
  • having face-to-face explanations of matters you don't understand
  • the ability to complain if things go pear-shaped

When comparing fees, look out for hidden extras. Most decent Dukinfield high street solicitors give an all-inclusive figure. Many online companies appear to offer discounted prices, yet have burried 'extras' in the small print.

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Find out more about how flying freehold can affect your the value of a property.