I have just been advised by my lender that my Stalybridge solicitor is not on the lender Conveyancing panel. What can I do to check?

You need to contact your Stalybridge conveyancer. It is reasonable to expect your lawyer to notify you what has happened. Where they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your lender.

Can I use your services to recommend a Conveyancing solicitor in Stalybridge even if I’m not purchasing or disposing of a house, for instance where I wish to buy a shop in Stalybridge with a loan from Accord Mortgages Ltd?

Our comparison service is mainly used to help choose residential conveyancing solicitors in Stalybridge but we have recorded at the bottom of this page a few Stalybridge commercial conveyancing firms. You will need to make contact with the company directly to establish if they are also authorised to represent Accord Mortgages Ltd

I am the single beneficiary of my late grandmother’s will and I have everything in my name alone, including the house in Stalybridge. Conveyancing formalities meant that the Land Registry date was in December. I want to move. I do know about the CML six month 'rule', which means that my property ownership may be regarded the same way as if I'd bought the property in December. Do I have to wait half a year to sell?

The Council of Mortgage Lenders’ handbook obliges solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you could be caught by that. many lenders would take a practical view as this requirement is primarily there to pick up on the purchase and immediately sell or the wholesaling and assigning of property.

We were going to get a DIP from TSB this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do TSB recommend any Stalybridge solicitors on the TSB conveyancing panel, or is it better to find our own lawyer?

You will need to appoint Stalybridge solicitors independently although you'll need to choose one on the TSB conveyancing panel. The solicitor represents both you and TSB through the process.

I am currently in the process of buying my council flat in Stalybridge. I have a mortgage offer with Skipton. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Skipton, you will need to appoint a solicitor on the Skipton conveyancing panel.

About to purchase a new build flat in Stalybridge. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Here is a sample of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Stalybridge

The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.

We're new to the buying process - agreed a price, yet the selling agent advised that the vendor will only proceed if we instruct the agent's recommended conveyancers as they are insisting on an ‘expedited deal’. We would rather use a high street solicitor with experience of conveyancing in Stalybridge

We suspect that the owner is unaware of this requirement. Should the vendor require ‘a quick sale', taking such a hostile approach to a motivated buyer is likely to cause more damage than good. Speak to the owners direct and explain that (a)you are keen to buy (b)you are ready to progress, with mortgage lined up © you do not need to sell (d) you intend to proceed fast (e)however you intend to appoint your own,trusted Stalybridge conveyancing lawyers - not the ones that will give the negotiator at the agency a introducer fee or achieve conveyancing figures set by corporate headquarters.