We are about to exchange contracts for a leasehold flat in Stalybridge. We encountered a stumbling block. The loan offer with Barnsley Building Society runs out on 8/12/2025 but the vendors are putting forward a completion date of 10/12/2025. Is it possible to extend the mortgage offer?

The person best placed to address this issue is your conveyancer who is in a position to determine if they better off negotiating with the bank, seller’s representatives, estate agents or indeed all parties given what has gone on in your house move as of today.

I acquired my apartment on 1 August and my personal details are still not on the land registry website. Need I be worried? My conveyancing solicitor in Stalybridge advises it would be recorded in less than a month. Are titles in Stalybridge uniquely lengthy to register?

There is nothing unique about conveyancing in Stalybridge registration formalities. Rather than based on location, timescales can differ subject to who lodges the application, whether there are errors and whether the Land registry must send notices to any interested parties. As of today approximately three quarters of such applications are fully dealt with within 12 days but occasionally there can be longer delays. Historically registration takes place after the new owner has moved in to the premises so an expedited registration is not usually an essential issue yet if there is a degree of urgency associated with the registration then you or your conveyancer should contact the land registry and explain the circumstances.

Should I instruct a Stalybridge conveyancing lawyer in close proximity to the house I am hoping to buy? We have a good friend who can perform the conveyancing however they are based a couple of hundredmiles drive away.

The benefit of a high street Stalybridge conveyancing firm is that you can attend the office to sign paperwork, deliver your identification documents and pester them where appropriate. They will also have local insight which is a benefit. However nothing is more important than finding someone that will do a good and efficient job. If other friends have instructed your friend and in the main were happy that should outweigh using an unfamiliar Stalybridge conveyancing solicitor just because they are based in the area.

Having checked my lease I have discovered that there are only 72 years remaining on my flat in Stalybridge. I now wish to get lease extension but my landlord is missing. What are my options?

On the basis that you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for an order to dispense with the service of the initial notice. This will enable the lease to be granted an extra 90 years by the magistrate. However, you will be required to prove that you have done all that could be expected to find the landlord. In some cases an enquiry agent should be helpful to try and locate and prepare an expert document which can be accepted by the court as evidence that the freeholder is indeed missing. It is advisable to get professional help from a property lawyer in relation to devolving into the landlord’s disappearance and the vesting order request to the County Court covering Stalybridge.

I own a split level flat in Stalybridge, conveyancing formalities finalised 3 years ago. Can you let me have an estimated range of the fair premium for a lease extension? Comparable properties in Stalybridge with an extended lease are worth £202,000. The average or mid-range amount of ground rent is £60 per annum. The lease finishes on 21st October 2082

With just 57 years unexpired we estimate the price of your lease extension to be between £28,500 and £33,000 as well as legals.

The suggested premium range that we have given is a general guide to costs for extending a lease, but we cannot give you the actual costs in the absence of comprehensive investigations. Do not use the figures in tribunal or court proceedings. There may be additional issues that need to be considered and clearly you should be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information without first seeking the advice of a professional.

I note that you have a post code search directory listing solicitors on the mortgage company conveyancing panel. Do Stalybridge conveyancing firms pay you a referral fee if I appoint them for my house purchase?

We are a listing service only for law firms wishing to communicate if they are on the bank conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint for your conveyancing in Stalybridge.