I am obtaining a offer of a home loan from Santander. I would like to enlist the help of a Licensed Conveyancer in Romiley. Does the Santander Solicitor panel allow for conveyancers regulated by the CLC?
The Santander conveyancing panel is, like many other lenders, represented by the CML or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
What does my ID and proof of funds have anything to do with my conveyancing in Romiley? What am I being asked for?
Romiley conveyancing solicitors as well as nationwide property lawyers throughout the UK have an obligation under money laundering regulations to check the identity of any client in order to ensure that clients are who they say they are.
Conveyancing clients are required to provide two forms of certified ID; proof of ID (usually a Passport or Driving Licence) and proof of address (typically a Utility Bill no more than three months).
Evidence of the origin of funds is also required under the money laundering regulations as solicitors are required to check that the money you are using to purchase a property (whether it be the deposit for exchange or the total purchase amount if you are a cash purchaser) has come from legitimate source (such as an inheritance) rather than the fruits of illegitimate activity.
I used Arc property Solicitors several years past for my conveyancing in Romiley. I now require my file but the law firm has closed. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Romiley of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Romiley differ for newly converted properties?
Most buyers of new build or newly converted property in Romiley come to us having been asked by the builder to exchange contracts and commit to the purchase even before the premises is finished. This is because builders in Romiley usually acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Romiley or who has acted in the same development.
In surfing the web for the words cheap conveyancing in Romiley it brings up many property lawyerslocally. How do I determine which is the suitable conveyancer for purchase transaction?
The best way of finding the right conveyancer is via trusted recommendation, so ask colleagues and relatives who have purchased a property in Romiley or the reputable estate agent or financial adviser. Charges for conveyancing in Romiley differ, so it's a good idea to obtain a minimum of three fee estimates from varying types of solicitors. Dont forget to clarify that the fees are fixed.