We just had an offer accepted to buy with Coventry BS. We have called around locally yet am unable to find a Stockport conveyancing firm on the Coventry BS panel. Can you assist?
You should make the most of the search tool on this site. Please choose the mortgage company and type Stockport or your location and you will see a number of lawyer offices in Stockport or near you.
Is it correct that all Stockport CQS (Conveyancing Quality Scheme) solicitors are on the Virgin Money conveyancing panel?
Some major banks and building societies now use the accreditation scheme as the kick off point for Panel membership such as HSBC and Santander. CQS membership however gives no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for firms wishing to join their approved list of firms.
I am selling my house. I had a double glazing fitted in May 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Kent Reliance are being a right pain. The Stockport solicitor who is on the Kent Reliance conveyancing panel is saying indemnity insurance will be fine but Kent Reliance are insisting on a building regulation certificate. Why do Kent Reliance have a conveyancing panel if they don't accept advice from them?
It is probably the case that Kent Reliance have referred the matter to their valuer. The reason why Kent Reliance may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
After shopping around on the internet I have found a Stockport conveyancer having checked that they are on the Virgin Money conveyancing panel. Does my lawyer arrange the survey of the property?
Virgin Money will need an independent valuation of the property. Your lawyer will not arrange this. Usually Virgin Money will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Stockport surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
I am buying my first flat in Stockport with the aid of help to buy. The sellers would not reduce the amount so I negotiated 6k of extras instead. The property agent advised me not inform my solicitor about this deal as it could put at risk my loan with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am looking to sell my property. My former conveyancers closed down. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Stockport if that affects matters.
Do use our search tool to help you choose a solicitor for your conveyancing in Stockport. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs smoothly.
We are 14 days into a residential purchase having been directed to solicitors by the selling agent to carry out the conveyancing in Stockport. I am am starting to be dissatisfied with the quality of service. Can you help me find new conveyancers?
A solicitor would need to be really bad to suggest changing them. Has your loan offer been issued? In the event that it has you will need to inform them of the replacement conveyancer and ensure the loan are re-issued. Your solicitor ideally should be on the lenders approved list to avoid escalating charges and complications. So that should be your starting point. The find a solicitor tool should help you find a bank approved lawyer for your conveyancing in Stockport