What is your number one tip for choosing a conveyancing solicitor in Stockport

We would encourage you not to go for the lowest Stockport conveyancing fees. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in advance.

I had a mortgage agreed in principle with Yorkshire BS. Stockport conveyancing practitioners were chosen. What is the average time that one could expect to receive a mortgage offer from Yorkshire BS?

Some lenders take longer than others. Have Yorkshire BS conducted the survey? Have you advised Yorkshire BS as to your lawyers' details and checked that your lawyers are on the Yorkshire BS conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

I was told two weeks ago that my mortgage has been agreed to by Barclays. Is it usual for Barclays to only issue the offer once my solicitor in Stockport is approved on their conveyancing panel? Barclays have asked my solicitor to see a copy of their PI Insurance.

A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Barclays to deal with your lawyer's application to be on the Barclays conveyancing panel. There's no guarantee that your solicitor will be accepted.

Me and my brother own a semi-detached Victorian property in Stockport. Conveyancing practitioner acted for me and Virgin Money. I did a free Land Registry search last week and there are a couple of entries: the first freehold, the second leasehold under the matching address. Is it worth asking Virgin Money to clarify?

You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Stockport and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the situation with your conveyancing solicitor who completed the work.

I'm buying a new build house in Stockport with the aid of help to buy. The sellers refused to reduce the price so I negotiated £7000 of additionals instead. The house builders rep suggested that I not reveal to my lawyer about the deal as it would impact my mortgage with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I opted to have a survey done on a house in Stockport in advance of appointing conveyancers. I have been advised that there is a flying freehold aspect to the property. My surveyor has said that some mortgage companies may not give a mortgage on a flying freehold home.

It varies from the lender to lender. Bank of Scotland has different instructions for example to Halifax. If you call us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Stockport. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Stockport to see if the conveyancing costs will increase in light of this.

I am looking to sell my home. My former conveyancers have shut. I am in need of a recommendation of a conveyancing firm. I happen to live in Stockport if that makes things easier.

Do use our search tool to help you choose a solicitor for your conveyancing in Stockport. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes smoothly.