Find a Burnage Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Burnage? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Burnage conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Burnage conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Burnage

I purchased a freehold residence in Burnage but still invoiced for rent, why is this and what is this?

It is rare for properties in Burnage and has limited impact for conveyancing in Burnage but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for hundreds of years, but the Rent Charge Act 1977 barred the establishment of new rentcharges post 1977.

Previous rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 is to be extinguished.

My brother-in-law has suggested I instruct a conveyancing solicitor in Burnage. I need to find out if they are accepted on the Platform Home Loans Ltd conveyancing panel. Can you help?

You should call your solicitor and enquire if they can act for the lender. Alternatively you should get in touch with Platform Home Loans Ltd who may be able to confirm.

What does a local search reveal concerning the house I am purchasing in Burnage?

Burnage conveyancing often starts with the ordering local authority searches directly from your local Authority or via a personal search organisations such as PSG The local search is essential in every Burnage conveyancing purchase; as long as you wish to avoid any unpleasant once you have moved into your new home. The search should supply information on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject sections.

Due to the encouragement of my in-laws I had a survey completed on a property in Burnage in advance of appointing solicitors. I have been advised that there is a flying freehold element to the house. The surveyor advised that some banks tend refuse to give a mortgage on such a property.

It varies from the lender to lender. HSBC has different requirements from Birmingham Midshires. If you e-mail us we can investigate further with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Burnage. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Burnage to see if the conveyancing costs will increase in light of this.

Do I cancel my mortgage payments with HSBC as soon as a completion date for my home sale in Burnage has been agreed?

You are best advised to maintain meeting any mortgage payments to HSBC pending the mortgage being paid off out of the proceeds of sale as part of your Burnage conveyancing.

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Find out more about how flying freehold can affect your the value of a property.