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Ready to buy a new home in Burnage? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Burnage home move at risk of delay or failure.

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Recently asked questions about conveyancing in Burnage

In what way does my ID and proof of funds have anything to do with my conveyancing in Burnage? Why is this being asked of me?

You are right in the requirement set out by your lawyer has nothing to do with conveyancing in Burnage. However these days you will not be able to proceed with any conveyancing deal in the absence submitting proof of your identity. This usually takes the form of a either your passport or driving licence and a utility bill. Remember if you are providing your driving licence as proof of identification it needs to be both the paper part and photo card part, one is not sufficient without the other.

Evidence of your origin of monies is required in accordance with the Money Laundering Regulations. Please do not be offended when when this is requested of you as your conveyancer must retain this information on record. Your Burnage conveyancing lawyer will require evidence of proof of funds before they are able to accept any money from you into their client account and they may also ask further queries regarding the origin of monies.

I am assisting my aunt sell her house in Burnage. Will the conveyancing solicitor commission the EPC or do I organise this?

After the demise of HIPs, energy performance certificates was left as a required component of selling a house. An energy performance certificate should be commissioned prior to the property being advertised. This is not as aspect of the sale process that solicitors ordinarily arrange. Where you are using a Burnage conveyancing solicitor they might be able to arrange energy assessments given their relationships with reputable Burnage accredited person

My bid for a property was accepted at auction in Burnage. Conveyancing is necessary. What is next?

Now that you have exchanged you should find a conveyancing practitioner quickly as you will have a tight deadline in which to complete the conveyancing. Every auction property will have a corresponding auction set of papers. This should include evidence of title and search results. If you have purchased leasehold property the conveyancing papers should contain a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork relating to leasehold premises. You should give this to your appointed conveyancing solicitor as soon as possible. You also need to ensure that your finances are in order to complete on the on the contractual date .

The mortgage over my property is with Santander for my property in Burnage. Conveyancing was finalised months ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Santander?

You must advise Santander in advance of letting out your property as this is likely to be a breach of Santander’s mortgage conditions. It may be that Santander will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Santander directly. You need not do this via a Santander conveyancing panel solicitor.

We are close to exchanging contracts on the sale of our home in Burnage and the buyers lawyers are claiming that there is a risk of it being built on contaminated land. A local lawyer would know that there is no such problem. For the life of me I don't know why the buyers instructed an online conveyancing outfit as opposed to a conveyancing solicitor in Burnage. Having lived in Burnage for 4 years we know that this is a non issue. Should we contact our local Authority to get clarification that there is no issue.

It sounds as though you may have a conveyancing lawyer currently acting for you. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)

We expect to complete the disposal of our £325,000 garden flat in Burnage in 10 days. The managing agents has quoted £312 for Certificate of Compliance, insurance certificate and 3 years statements of service charge. Is the landlord entitled to charge an administration fee for a flat conveyance in Burnage?

Burnage conveyancing on leasehold flats usually involves the purchaser’s solicitor submitting enquiries for the landlord to answer. Although the landlord is not legally bound to answer these enquiries most will be content to assist. They may charge a reasonable administration fee for answering questions or supplying documentation. There is no upper cap for such fees. The average costs for the information that you are referring to is £350, in some cases it is above £800. The administration charge demanded by the landlord must be accompanied by a synopsis of rights and obligations in relation to administration charges, without which the invoice is not strictly payable. In reality you have no choice but to pay whatever is requested of you if you want to exchange contracts with the buyer.

Burnage Conveyancing for Leasehold Flats - A selection of Questions you should consider before buying

    What is the name of the managing agents? Are any of leasehold owners in dispute over their service charge payments? The majority of Burnage leasehold apartments will be liable to pay a service charge for maintenance of the building invoiced on behalf of the freeholder. If you buy the flat you will have to pay this charge, usually in instalments accross the year. This could be anything from a few hundred pounds to thousands of pounds for buildings with lifts and large common grounds. In all probability there will be a ground rent to be met annual, ordinarily this is not a significant amount, say approximately £25-£75 but you need to check as on occasion it could be surprisingly expensive.

Living abroad I am unable to visit my Burnage conveyancing lawyers office to sign documents for conveyancing in Burnage – will this be an issue?

No. Burnage conveyancing lawyers can conduct home moves for clients who are based anywhere. You are unlikely to be required to attend a Burnage conveyancers office. Almost all conveyancing practitioner can handle all communications through post, email, telephone and fax.

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