Our Burnage conveyancer has discovered a discrepancy when comparing the assumptions in the valuation survey and what is revealed within the legal papers for the property. My lawyer informs me that he must ensure that the bank is happy with this discrepancy and is content to go ahead. Is my solicitor’s course or action correct?

Your conveyancing practitioner must comply with the UK Finance Lenders’ Handbook conditions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.

My aunt pointed out to me me that in buying a property in Burnage there may be a number of restrictions prohibiting external alterations to a property. Is this right?

We are aware of anumerous of properties in Burnage which have some sort of restriction or requirement of consent to perform external variations. Part of the conveyancing in Burnage should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

My conveyancer has informed me that lack of planning permission insurance is necessary on my purchase. What is the typical level of cover needed for conveyancing in Burnage?

The right level of lack of planning permission indemnity insurance should be dictated by who your lender. It would differ for example between Accord Mortgages Ltd and Chelsea Building Society. Conveyancing lawyers as opposed to members of the public take out such policies.

Planning on purchasing a maisonette in Burnage. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Aldermore conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Burnage conveyancing practitioner is on the Aldermore conveyancing panel.

I am purchasing a new build house in Burnage with the aid of help to buy. The sellers would not reduce the amount so I negotiated 6k of fixtures and fittings instead. The estate agent suggested that I not disclose to my lawyer about the side-deal as it could jeopardize my loan with Platform Home Loans Ltd. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

As co-executor for the will of my uncle I am selling a property in Monmouth but live in Burnage. My lawyer (who is 250 miles awayhas requested that I execute a statutory declaration ahead of the transaction finalising. Could you suggest a conveyancing solicitor in Burnage who can attest this legal document for me?

Technically speaking you are unlikely to need to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will do regardless of whether they are located in Burnage

I see that you have a post code search directory identifying solicitors on the mortgage company conveyancing panel. Do Burnage conveyancing companies pay you a commission if I instruct them for my conveyancing?

We are a listing service only for law firms wishing to communicate if they are on the bank conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint for your conveyancing in Burnage.