My mortgage company has suggested a law firm on their panel based in Swinton but I would rather choose a conveyancing lawyer in Swinton round the corner to me. Are you able to assist?
The minority of Swinton conveyancing practitioners are on all lender’s conveyancing panel. Please make use of our find an approved solicitor tool to choose a Swinton conveyancing solicitor on the on the mortgage company panel.
My colleague suggested that where I am purchasing in Swinton I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is sometimes quoted for as part of the standard Swinton conveyancing searches. It is not a small document of more than thirty pages, listing and setting out significant information about Swinton around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with maps and statistics, Local Amenities and other useful information concerning Swinton.
I got the keys to my house on 13 March and my personal details are still not on the land registry website. Should I be concerned? My conveyancing solicitor in Swinton expressed confidence that it will be concluded in a couple of weeks. Are titles in Swinton particularly slow to register?
As far as conveyancing in Swinton is concerned, registration is no quicker or slower than the rest of the country. As opposed to being determined by geographic area, timescales can differ depending on the party submitting the application, whether there are errors and whether the Land registry have to notify any other persons or bodies. As of today roughly 80% of such applications are completed within 12 days but occasionally there can be extensive delays. Registration occurs after the new owner is living at the property therefore post completion formalities is not typically top priority but if there is a degree of urgency associated with the registration then you or your conveyancer can communicate with the Registry to express the reasoning for an expedited registration.
I decided to have a survey completed on a property in Swinton prior to appointing lawyers. I have been advised that there is a flying freehold element to the house. Our surveyor has said that some banks will refuse to issue a mortgage on this type of property.
It varies from the lender to lender. Lloyds has different instructions from Halifax. If you contact us we can look into this further via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Swinton. Conveyancing will be smoother if you use a solicitor in Swinton especially if they are accustomed to such properties in Swinton.
We're novice buyers - agreed a price, yet the property agent advised that the seller will only move forward if we instruct their preferred solicitors as they need an ‘expedited deal’. Our preferred option is to instruct a high street solicitor used to conveyancing in Swinton
We suspect that the seller is not behind this request. Should the seller desire ‘a quick sale', taking such a hostile approach to a serious buyer is is going to put the whole deal at risk. Speak to the vendors direct and explain that (a)you are motivated buyers (b)you are ready to progress, with mortgage lined up © you are unencumbered (d) you intend to proceed fast (e)however you are going to appoint your preferred Swinton conveyancing solicitors - as opposed tothose that will provide the estate agent a kickback or meet his conveyancing thresholds demanded by head office.