My best friend’s mother is a conveyancing practitioner. I am hopeful that I can be offered preferential rates for conveyancing, However if that does not come through, what level of figure should I be expecting for conveyancing in Kearsley?

It’s wise to obtain two or three conveyancing quotes. Make use of our comparison tool on this page. Whilst estimates seem to be different but the service one can expect are distinct between conveyancers as is true with the vast majority of professional services.

My fiance and I are refinancing our apartment in Kearsley with Nationwide. We have a son 19 who lives with us. Our solicitor requested us to identify anyone over the age of 17 other than ourselves who lives in the flat. Our lawyer has now e-mailed a document for our son to sign, waiving any legal rights in the event that the flat is forfeited by the lender. I have a couple of concerns (1) Is this document specific to the Nationwide conveyancing panel as he never had to sign this form when we purchased 3 years ago (2) Does our son by signing this extinguish his entitlement to inherit the property?

First, rest assured that your Nationwide conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Nationwide. This is solely used to protect Nationwide if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Nationwide had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

I had a mortgage agreed in principle with HSBC. Kearsley conveyancing solicitors have been appointed. What is the average time that one could expect to receive a mortgage offer from HSBC?

There is no definitive answer here. Have HSBC conducted the survey? Have you informed HSBC as to your lawyers' details and checked that your lawyers are on the HSBC conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

Aldermore have agreed my home loan in principle, my bid on a property in Kearsley has been accepted, what are the next steps?

The estate agent will need to know who your solicitors are (ensure that the property lawyers are on the bank’s approved list). Telephone Aldermore or the broker and complete any relevant paperwork. Aldermore will appoint a valuer who will get in contact with the selling agent or vendor to book an appointment. Once conducted (assuming no problems) it takes on average a fortnight to get a mortgage offer. Aldermore will issue the offer to you and your property lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Kearsley.

Our sealed bid on a property in Kearsley has been agreed to, the owners do nevertheless have an associated purchase. The vendors have placed an offer on a property, but it’s not been accepted yet, and have viewings of other flats booked. I have instructed a high street conveyancing solicitor in Kearsley. What should be my next step? When should I get the mortgage application with Lloyds started?

It is understandable to have anxieties where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is in the region of £1k, then survey, Kearsley conveyancing search fees, etc). The first course of action is to ensure that your conveyancing practitioner is on the Lloyds conveyancing panel. Regarding the subsequent steps this very much depends on the circumstances of your case, attraction to the property and on the state of the market. In a buoyant market some purchasers would apply for a home loan with Lloyds and pay for the valuation and only if it was satisfactory would they ask their property lawyer to proceed with the conveyancing in Kearsley.

In what way can the Landlord & Tenant Act 1954 affect my commercial premises in Kearsley and how can you help?

The 1954 Act gives protection to business lessees, giving them the legal entitlement to make a request to court for a renewal lease and continue in occupation at the end of the lease term. There are certain specified grounds where a landlord can refrain from granting a lease renewal and the rules are involved. Fees are different for commercial conveyancing. Kearsley is one of the many locations in which our lawyers are located

I'm remortgaging a house in Kearsley. I have found my conveyancer's company on the Law Society's list, but I can't see my conveyancer's name on the list. Should I be concerned?

Not every individual in the practice must be listed by the regulator. As long there is someone qualified to 'oversee' the transaction, the actual day-to-day activity can be undertaken by unqualified staff.