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Recently asked questions about conveyancing in Bury

The vendors of the home we are hoping to buy have appointed a conveyancing practitioner in Bury who has insisted on a exclusivity agreement with a payment two thousand pounds. Is it wise to enter into such agreements?

There are two main downsides with entering into any lock out agreement (also known as a no-shop agreement) is that it takes away the focus from moving forward with the conveyancing transaction itself, so in the absence of it needing little or no negotiation then it may turn out to be unhelpful. It is not strongly advocated by Bury conveyancing lawyers for this reason. A further concern is the extent of the remedies available - a jilted buyer is extremely unlikely to be issued with an injunctive ruling by a court to prohibit the owner completing the sale to another buyer, so the only remedy open via the agreement will be the recovery of abortive costs and, in limited scenarios, the additional payment of penalties.

Do I have to pop into the offices of the solicitor to execute the mortgage deed? If so, I will appoint a lawyer who conducts conveyancing in Bury so that I can pop in to their offices if required.

Nowadays approved lawyers for mortgage companies carry out their work via the post, internet or over the phone. This enables them to conduct the legal work for your home move regardless of where you live in the country. However you should see if you can still book an appointment to visit conveyancing lawyer if you prefer.

If you had a top tip for choosing a conveyancing solicitor in Bury what would it be?

Do not opt for the lowest Bury conveyancing fees. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.

We have a mortgage agreed in principle with Nationwide. Bury conveyancing lawyers have been selected. How long does it take for Nationwide to forward the offer to the lawyer?

There is no definitive answer here. Have Nationwide completed the valuation? Have you advised Nationwide as to your lawyers' details and checked that your lawyers are on the Nationwide conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

I've digested plenty of house buying guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Bury solicitor - who is on the Bank of Ireland conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?

Bank of Ireland will need an independent valuation of the property. Your lawyer will not arrange this. Usually Bank of Ireland will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Bury surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.

My friend advised me that where I am buying in Bury I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?

This is a search is occasionally included in the estimate for your Bury conveyancing searches. It is not a small document of more than thirty pages, listing and detailing significant information about Bury around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Bury Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Bury Education with plans and statistics, Local Amenities and other useful information about Bury.

Am I best advised to instruct a Bury conveyancing practitioner who is local to the property I am buying? I have an old university friend who can deal with the legal work however his firm is located approximately 350miles away.

The benefit of a high street Bury conveyancing practice is that you can pop in to sign paperwork, present your ID and pester them if necessary. They will also have local insight which is a plus. However it's more important to get someone that will pull out all the stops for you. If other friends have instructed your friend and they were content that should outweigh using an unfamiliar Bury conveyancing lawyer solely due to them being round the corner.

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