I have recentlyfound out that Arc property Solicitors have been shut down. They conducted my conveyancing in Ramsbottom for a purchase of a leasehold apartment 12 months ago. How can I establish that the property is in my name in the name of the previous owner?

The easiest method to see if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Ramsbottom conveyancing specialists.

How does conveyancing in Ramsbottom differ for newly converted properties?

Most buyers of new build residence in Ramsbottom contact us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the premises is finished. This is because developers in Ramsbottom typically acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Ramsbottom or who has acted in the same development.

My husband and I are FTB’s - had an offer accepted, yet the agent advised that the seller will only issue a contract if we appoint the agent's chosen conveyancers as they need an ‘expedited deal’. My instinct tells me that we should use a local conveyancer used to conveyancing in Ramsbottom

It is highly unlikely the owners are behind this. Should the owner require ‘a quick sale', alienating a motivated purchaser is likely to cause more damage than good. Try to communicate with the vendors directly and explain that (a)you are motivated purchasers (b)you are excited to move forward, with finances arranged © you have nothing to sell (d) you intend to proceed fast (e)but you will continue to use your preferred Ramsbottom conveyancing firm - as opposed tothe ones that will earn the estate agent a referral fee or hit his conveyancing figures pre-set by corporate headquarters.

I’m about to sell my ground floor apartment in Ramsbottom. Conveyancing has not commenced, however I have just received a quarterly service charge demand – what should I do?

The sensible thing to do is discharge the maintenance contribution as usual given that all ground rent and maintenance invoices should be apportioned as part of the financial calculations for completion monies, so you will be reimbursed by the purchaser for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.

Ramsbottom Leasehold Conveyancing - Sample of Questions you should ask Prior to Purchasing

How many years are left on the lease? Best to be warned if changing the roof or some other significant cost is due in the near future to be shared between the leaseholders and could well materially impact the level of the maintenance charges or require a specific invoice. Plenty Ramsbottom leasehold properties will have a service bill for maintenance of the block levied by the landlord. Should you acquire the property you will have to meet this contribution, usually periodically during the year. This can differ from two or three hundred pounds to thousands of pounds for blocks with lifts and large communal areas. There will also be a rentcharge for you to pay annual, ordinarily this is not a exorbitant figure, say approximately £50-£100 but you should to enquire as on occasion it can be prohibitively expensive.

Can you clarify the extent of conveyancing offered by Ramsbottom conveyancing organisations?

Almost all Ramsbottom conveyancing firms can handle a broad array of assistance to home and land owners, sellers, investors, freeholders and tenants which may include:

Domestic sale conveyancing in Ramsbottom and wider afield Domestic purchase conveyancing in Ramsbottom and nationwide Establishing title to a property Property transactions resulting from matrimonial or relationship splits Housing disrepair disputes Residential conveyancing using Islamic Mortgages