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Recently asked questions about conveyancing in Ramsbottom

Are there restrictive covenants that are commonly identified as part of conveyancing in Ramsbottom?

Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Ramsbottom. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

How does conveyancing in Ramsbottom differ for newly converted properties?

Most buyers of new build or newly converted property in Ramsbottom approach us having been asked by the builder to exchange contracts and commit to the purchase even before the house is built. This is because house builders in Ramsbottom tend to purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Ramsbottom or who has acted in the same development.

I have been on the look out for a leasehold apartment up to £195,000 and identified one near me in Ramsbottom I like with open areas and transport links nearby, the downside is that it only has 61 remaining years left on the lease. I can't really find anything else in Ramsbottom suitable, so just wondered if I would be making a mistake buying a short lease?

Should you require a home loan that many years may be an issue. Discount the offer by the anticipated lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for at least 2 years you may request that they commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should consult your conveyancing lawyer regarding this.

I need to find a conveyancing solicitor for some conveyancing in Ramsbottom. I have stumble upon a site which looks to be the perfect solution If it is possible to get all the legals completed via web that would be ideal. Do I need to be concerned? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

I’m about to sell my ground floor apartment in Ramsbottom. Conveyancing has not commenced, but I have recently had a quarterly maintenance charge invoice – Do I pay up?

It best that you discharge the service charge as you normally would because all rents and service invoices should be allotted on completion, so you should recover the relevant percentage by the buyer for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.

Ramsbottom Leasehold Conveyancing - A selection of Queries before Purchasing

    It is important to be aware whether redecorating or some other significant cost is pending that will be shared by the leasehold owners and could well dramatically impact the level of the service fees or result in a specific payment. How much is the yearly service fee and ground rent? Who are the managing agents?

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Neighbouring Locations

Haslingden
Rawtenstall
Rossendale
Ramsbottom
Bury

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