After what seems like an age a loan offer from NatWest for the refinancing of my 2 room maisonette is expected any day now. Are you able to put forward a cheap conveyancing lawyer in Rossendale?

This site is not designed to help those in their quest for cut-price fees for conveyancing solicitors in Rossendale. We can offer you value for money conveyancing but we do not aim to advertise as being the cheapest. Resist the temptation to appoint organisations offering £99 conveyancing in Rossendale. Optimistically, in choosing a lawyer for cheap conveyancing, you will get your money’s worth and at worst it will result in you being stung for extras and still not receive the service you were looking for.

The Rossendale conveyancing firm handling our Rossendale conveyancing has uncovered a difference between the information in the valuation report and what is in the legal papers for the property. My solicitor says that he must ensure that the bank is happy with this discrepancy and is still content to lend. Is my solicitor’s course or action right?

Your conveyancer must comply with the UK Finance Lenders’ Handbook conditions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.

Do all mortgage companies provide you with an approved list of Rossendale conveyancing solicitors? How do you know who is on the TSB conveyancing panel?

Rossendale conveyancing firms themselves provide us confirmation that they are on the TSB conveyancing panel as opposed to being supplied with a list from TSB directly.

I am buying a new build apartment in Rossendale. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Set out below is a sample of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Rossendale

If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. There must be mutual enforceability of lessee’s covenants.

I've recently bought a leasehold house in Rossendale. Do I have any liability for service charges for periods before my ownership?

In a situation where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

I inherited a studio flat in Rossendale, conveyancing was carried out in 2002. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Similar flats in Rossendale with a long lease are worth £190,000. The ground rent is £45 yearly. The lease expires on 21st October 2087

With just 62 years left to run the likely cost is going to span between £17,100 and £19,800 as well as legals.

The figure above a general guide to costs for extending a lease, but we cannot give you a more accurate figure in the absence of detailed investigations. You should not use the figures in tribunal or court proceedings. There may be other concerns that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. Neither should you move forward placing reliance on this information without first seeking the advice of a professional.