Are the Rawtenstall conveyancing solicitors identified as being on the Coventry BS conveyancing panel, together with their details provided by Coventry BS?

Rawtenstall conveyancing firms themselves provide us confirmation that they are on the Coventry BS conveyancing panel as opposed to being supplied with a list from Coventry BS directly.

Due to the guidance of my in-laws I had a survey completed on a property in Rawtenstall prior to retaining conveyancers. I have been advised that there is a flying freehold element to the property. The surveyor advised that some lenders will not give a loan on such a premises.

It depends who your proposed lender is. Santander has different instructions for example to Halifax. If you call us we can look into this further via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Rawtenstall. Conveyancing may be slightly more expensive based on your lender's requirements.

Is it possible to swap firm as I have to choose one who is on the The Royal Bank of Scotland conveyancing list. I was using a high street conveyancing solicitor in Rawtenstall round the corner but she is not accepted by The Royal Bank of Scotland

We will our best to assist in finding you a conveyancing solicitor in Rawtenstall on the The Royal Bank of Scotland panel. Please note that the solicitors that we on the directory do not pay us fee if you instruct them and are regulated by the SRA who regulate all conveyancing solicitors in Rawtenstall. In utilising search facility on this website, you can compare and instruct different solicitors and conveyancers both nationally and in Rawtenstall.

I've recently bought a leasehold property in Rawtenstall. Do I have any liability for service charges for periods before my ownership?

Where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Rawtenstall Leasehold Conveyancing - A selection of Questions you should consider before Purchasing

What is the maintenance charge and ground rent on the flat? This question is helpful as a) areas may cause problems for the building as the communal areas may begin to deteriorate if repairs are not paid for b) if the leasehold owners have a dispute with the running of the building you will wish to have all the details Is anyone aware of any major works anticipated that could increase the service fees?

How do I determine who owns a house in Rawtenstall?

As long as the property is registered with HM Land Registry, and you have sufficient details of the address of the premises, you will be able to see results from the HMLR of the registered proprietor for a fee.