Find a Aberaeron Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Aberaeron? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Aberaeron conveyancing at risk of delay or failure.

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Recently asked questions about conveyancing in Aberaeron

Completed the sale of my flat in Aberaeron last August but my buyer keeps calling every few hours to say their solicitor is waiting to hear from mine. What are the post completion sale formalities following completion?

Post completion of your sale your solicitor is committed to deliver the transfer documentation and all additional paperwork to the buyer’s lawyers. Where relevant, your solicitor must also confirm that the home loan has been discharged to the buyers lawyers. There are no post completion steps specific conveyancing in Aberaeron.

How does conveyancing in Aberaeron differ for new build properties?

Most buyers of new build or newly converted property in Aberaeron contact us having been asked by the builder to exchange contracts and commit to the purchase even before the house is completed. This is because builders in Aberaeron typically acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Aberaeron or who has acted in the same development.

I was recommended by numerous estate agents in Aberaeron to choose a solicitor on your site. What’s the financial upside for Estate Agents to offer your site ahead of a competitor’s?

We refuse to offer any commission for directing people to this site. We thought it would be too underhand to pay a commission as a client could think, ‘How come the agent getting a kickback? Why am I not getting any benefit too?’ So we decided to step away from that.

We're FTB’s - agreed a price, but the selling agent has warned us that the vendor will only issue a contract if we use the agent's chosen conveyancers as they want a ‘quick sale’. Our preferred option is to instruct a local conveyancer with experience of conveyancing in Aberaeron

It is unlikely the sellers are behind this. Should the owner require ‘a quick sale', turning down a genuine purchaser is counter productive. Speak to the vendors direct and explain that (a)you are keen to buy (b)you are ready to go, with finances in place © you have nothing to sell (d) you intend to proceed fast (e)but you are going to instruct your own,trusted Aberaeron conveyancing solicitors - not the ones that will give the estate agent a commission or meet his conveyancing thresholds pre-set by HQ.

I’m about to sell my 2 bed flat in Aberaeron. Conveyancing is yet to be initiated, but I have recently received a half-yearly service charge invoice – should I leave it to the buyer to sort out?

The sensible thing to do is pay the service charge as normal given that all ground rent and maintenance charges should be apportioned on completion, so you will be reimbursed by the buyer for the period running from after the completion date to the subsequent invoice date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.

Aberaeron Leasehold Conveyancing - Sample of Queries Prior to buying

    How much is the ground rent and service charge? The prefered form of lease structure is a share of the freehold. In this scenario the leaseholders enjoy being in charge if their destiny and even though a managing agent is frequently employed if the building is larger than a house conversion, the managing agent employed by the leaseholders. Be sure to find out if the the lease includes any adverse restrictions in the lease. For example it is fairly common in Aberaeron leases that pets are not allowed in certain buildings in Aberaeron. If you like the flatin Aberaeron however your cat is not allowed to make the move with you then you will be faced difficult decision.

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