Completed the sale of my flat in Llanarth and Oakford last September yet the purchaser is telephoning daily complaining that her lawyer is waiting to hear from mine. What should have happened following completion?
Following your sale your lawyer should deliver the transfer documentation and all of the paperwork to the purchaser's solicitors. If applicable, your solicitor must also send confirmation that the home loan has been paid off to the buyers lawyers. There is unlikely to be post completion requirements peculiar conveyancing in Llanarth and Oakford.
When it comes to mortgage companies such as UBS, do Llanarth and Oakford property lawyers have to pay a fee to be on the list of approved solicitors?
We are unaware of any bank fees to register on their list of approved firms, although some do charge an administration fee to deal with the processing of the conveyancing panel submission.
We had instructed solicitors based in Llanarth and Oakford on the Barclays solicitor approved list. They are now charging me a further charge for the legal aspects of the Barclays mortgage. Is this an additional conveyancing fee specified by Barclays?
As unfair as it may appear, as long as it’s in their Terms of Engagement or estimate then yes your solicitor may charge a fee for this. The charge is not dictated by Barclays but by your Llanarth and Oakford lawyer. Plenty of firms on the Barclays panel will charge an ‘acting for lender’ fee but plenty of firms incorporate it on their overall fee.
I was told three weeks ago that my mortgage has been agreed to by HSBC. Is it usual for HSBC to only issue the offer once my solicitor in Llanarth and Oakford is approved on their conveyancing panel? HSBC have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for HSBC to deal with your lawyer's application to be on the HSBC conveyancing panel. There's no guarantee that your solicitor will be accepted.
I am a sole trader looking to take over a lease of an office on a shopping parade. Can you recommend conveyancers offering no-sale-no fees for non-domestic conveyancing in Llanarth and Oakford for below 2k?
We are happy to recommend firms who host a wealth of experience of commercial conveyancing in Llanarth and Oakford, including the disposal and purchase of businesses as well as simply premises. If you are looking to buy or lease a shop, pub, restaurant, office, retail premises or a complete business we can find you the right firm. Regarding the charges this will depend on the structure and terms of the deal. Let us have your details or call us so that we may supply you with comprehensive commercial conveyancing quote.
My husband and I are first time buyers - agreed a price, but the agent informed us that the vendor will only go ahead if we use the agent's recommended conveyancers as they need an ‘expedited deal’. Our preferred option is to instruct a family solicitor with experience of conveyancing in Llanarth and Oakford
It is highly unlikely the vendors are driving this. Should the seller desire ‘a quick sale', turning down a motivated buyer is is going to put the whole deal at risk. Bypass the agents and go straight to the sellers and explain that (a)you are serious purchasers (b)you are excited to move forward, with mortgage lined up © you do not need to sell (d) you intend to proceed fast (e)however you will continue to instruct your preferred Llanarth and Oakford conveyancing firm - not the ones that will give the estate agent a referral fee or meet his conveyancing targets set by HQ.
When it comes to my conveyancing in Llanarth and Oakford should I be charged VAT on the following: (1) Land reg fee on purchase (2) Pre - completion search fee (3) SDLT E submission on purchase (4) Bank TT fee
(1) Land reg fee on purchase - No (2) Pre - completion search fees -No, (such conveyancing searches are HMLR ones and means £4 and possibly £2 bankruptcy per name on your mortgage) (3) SDLT E submission on your purchase - There is no VAT on Stamp Duty. However if the firm is charging a stamp duty e-submission fee as part of their services - some Llanarth and Oakford conveyancers do - that will incur VAT(4) Bank transfer fee - Yes it is for the lawyer's time in submitting the funds this way.