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Find a New Quay Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in New Quay? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your New Quay conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised New Quay conveyancers for over 130 lenders.


Recently asked questions about conveyancing in New Quay

I own a freehold residence in New Quay but still pay rent, why is this and what is this?

It’s unusual for properties in New Quay and has limited impact for conveyancing in New Quay but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the establishment of new rentcharges post 1977.

Old rentcharges can now be redeemed by making a lump sum payment under the Act. Any rentcharges that are still in existence in 2037 is to be dispensed with completely.

My uncle passed away last year and as sole heir and executor I was left the house in New Quay. The house had a small mortgage left on it of around £5k. I want to transfer the title deeds into my name whilst I re-mortgage to Coventry BS, pay off the mortgage. Is this allowed?

Given you intend to refinance then Coventry BS will insist on your using a conveyancer on the Coventry BS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Coventry BS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Coventry BS mortgage is registered as a charge at the Land Registry.

I am selling our house in New Quay and according to the buyers it appears that there is a risk of it being built land that was not decontaminated. A local lawyer would know this is not the case. It does beg the question why the purchasers are using a nationwide conveyancing practice rather than a conveyancing solicitor in New Quay. We have lived in New Quay for six years we know of no issue. Is it a good idea to get in touch with our local Authority to obtain clarification that there is no issue.

It would appear that you have a conveyancing solicitor already. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)

How does conveyancing in New Quay differ for new build properties?

Most buyers of new build premises in New Quay contact us having been asked by the seller to exchange contracts and commit to the purchase even before the property is completed. This is because developers in New Quay usually acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in New Quay or who has acted in the same development.

I need to instruct a conveyancing solicitor for leasehold conveyancing in New Quay. I have discover a site which seems to have the ideal solution If it is possible to get all this stuff completed via email that would be preferable. Should I be concerned? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

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Neighbouring Locations

New Quay
Aberaeron
Llanarth
Llanarth and Oakford

Find out more about how flying freehold can affect your the value of a property.