We are planning to purchase with Norwich and Peterborough Building Society. I went into a few high street firms yet cant to find a New Quay conveyancing firm on the Norwich and Peterborough Building Society approved list. Please you assist?

You should make use of the find a conveyancing panel solicitor tool on this site. Please choose the mortgage company and type New Quay or your preferred area and you will discover numerous conveyancers based in New Quay or near you.

We are purchasing a property in New Quay. I might seem paranoid but how we can trust a conveyancer? On completion day we have to send money into their account. What protection do we have from them run away with our deposit?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

My stepmother informed me that in buying a property in New Quay there could be a number of restrictions preventing external alterations to a property. Is this right?

There are a number of properties in New Quay which have some sort of restriction or requirement of consent to external variations. Part of the conveyancing in New Quay should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

I am being told by my conveyancer that lack of building regulations insurance is necessary on my purchase. What is the level of cover for New Quay conveyancing?

The right level of lack of building regulations indemnity insurance should be dictated by who who your lender is. It would differ for example between HSBC Bank and The Royal Bank of Scotland. Conveyancing solicitors as opposed to members of the public take out such insurances.

My colleague suggested that if I am buying in New Quay I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?

This is a search is occasionally included in the estimate for your New Quay conveyancing searches. It is not a small report of about 40 pages, listing and setting out significant information about New Quay around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Local Education with plans and statistics, Local Amenities and other useful data concerning New Quay.

How does conveyancing in New Quay differ for newly converted properties?

Most buyers of new build or newly converted property in New Quay come to us having been asked by the builder to sign contracts and commit to the purchase even before the residence is constructed. This is because builders in New Quay usually purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in New Quay or who has acted in the same development.

Can you offer any advice when it comes to finding a New Quay conveyancing firm to deal with our lease extension?

If you are instructing a property lawyer for lease extension works (regardless if they are a New Quay conveyancing firm) it is most important that he or she should be familiar with the legislation and specialises in this area of work. We suggest that you talk with two or three firms including non New Quay conveyancing practices before you instructing a firm. Where the conveyancing practice is ALEP accredited then so much the better. The following questions might be useful:

How many lease extensions have they carried out in New Quay in the last year? How experienced is the firm with lease extension legislation?

Leasehold Conveyancing in New Quay - Sample of Queries before buying

Please tell me if there are any major works on the horizon that could increase the maintenance charges? What is the name of the managing agents? It would be wise to discover as much as you can regarding the managing agents as they will affect your use and enjoyment of the property. As the proprietor of a leasehold property you are often at the mercy of the managing agents from a financial perspective and when it comes to practical matters such as the upkeep of the communal areas. Enquire of prospective neighbours what they think of their service. Finally, find out the dates that you are obliged pay the service charge to the managing agents and specifically what it includes.