I am getting a mortgage with Santander. My intention is to employ the services of a Licensed Conveyancer in Llanon. Does the Santander Conveyancing panel exclude Licensed Conveyancers?

The Santander conveyancing panel is, like many other lenders, associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.

Is it necessary to take out insurance to protect me from financial exposure to chancel repairs when purchasing a house in Llanon?

Unless a prior acquisition of the property took place after 12 October 2013 you could expect solicitors delivering conveyancing in Llanon to continue to recommend a chancel search and or insurance against a claim.

4 months have elapsed following my purchase conveyancing in Llanon concluded. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £170,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I am looking for a ground for flat up to £195,000 and found one near me in Llanon I like with a park and transport links nearby, however it only has 52 years on the lease. I can't really find anything else in Llanon in this price bracket, so just wondered if I would be making a mistake buying a lease with such few years left?

If you need a home loan that many years will likely be problematic. Reduce the price by the anticipated lease extension will cost if not already taken into account. If the existing owner has owned the premises for at least 2 years you may ask them to start the process of the extension and pass it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should consult your conveyancing solicitor regarding this.

How do I find a Llanon conveyancing solicitor on the mortgage company conveyancing panel? I have a car and am prepared to travel up to 20kilometers to attend the conveyancer.

You can use the find a conveyancing panel tool on this page. Please choose the lender and your location, in this case Llanon and you will see a number of lawyer located nearest Llanon. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the mortgage company solicitor panel.