At long last a loan offer from HSBC for the refinancing of my 3 bedroom flat is coming any day now. Are you able to suggest a cheap conveyancing law firm in Aberystwyth?

This site is not designed to aid those in pursuit of the lowest fares for conveyancing in Aberystwyth. Our goal is to offer affordable conveyancing but we do not advertise as being the cheapest. Do not be fooled by brokers offering ninety nine pound conveyancing in Aberystwyth. Optimistically, in deciding on low cost conveyancing, you will end up with what you pay for and at worst you will end up invoiced for additional fees and still not get the service required.

I require conveyancing for a flat in a fairly new development (6 years built) in Aberystwyth. The vast majority the flats are already disposed of. Is it really necessary to order local searches as part of conveyancing in Aberystwyth?

You would be taking a significant risk in failing carrying out Aberystwyth conveyancing searches. Without searches you have no clarity over flooding, environmental etc which may mean you walk away due to potential problems down the line. If you are buying without a mortgage there is no legal necessity to have them, but we would seriously advise in the strongest possible terms that your conveyancer conducts them. If speed and driving down costs are primary concerns you should discuss with your solicitor about the option of search insurance

What does my ID and proof of funds have anything to do with my conveyancing in Aberystwyth? Is this really necessary?

Aberystwyth conveyancing solicitors as well as nationwide property practitioners accross the UK have an obligation under money laundering regulations to verify the identity of any client in order to satisfy themselves that clients are who they say they are.

Conveyancing clients are required to disclose two forms of certified ID; proof of identity (usually a Passport or Driving Licence) and proof of address (typically a Bank Statement less than 3 months old).

Confirmation of the origin of monies is also necessary under the money laundering regulations as solicitors are duty bound to ensure that the monies you are using to purchase a property (be it the exchange deposit or the total purchase price where you are a cash purchaser) has originated from legitimate source (such as an inheritance) as opposed to the product of criminal activity.

My partner has urged me to instruct his conveyancers in Aberystwyth. Should I use them?

Much as we are happy to recommend a Aberystwyth conveyancing lawyer the ideal way to choose a conveyancing practitioner is to seek referrals from friends or relatives who have actually used the conveyancer you're considering.

New build sellers have suggested I use a conveyancing practitioner and I've sought a quote from them. They are nearly £400 less expensive than my family Aberystwyth solicitor. What's the catch?

Developers normally have lists of lawyers who are quick and who know the seller’s documentation and solicitor. Plenty of developers offer an inducement to use a preferred conveyancing practitioner for this reason, any increased fees can be avoided and a developer won't recommend a conveyancing warehouse and run the risk of having the conveyancing delayed when they need an exchange within a tight time frame. A counter-argument for not opting for the suggested solicitor is that they may be unwilling to fight for your interests for fear of upsetting the developer. Where you have concerns that this may be the case you should keep with your local Aberystwyth conveyancing practitioner.