We are selling our property in Aberystwyth and according to the buyers it appears that there is a possibility that the property was built on contaminated land. Any high street Aberystwyth lawyer would know that there is no such problem. For the life of me I don't know why the purchasers used an internet conveyancing outfit as opposed to a conveyancing solicitor in Aberystwyth. We have lived in Aberystwyth for 5 years we know that this is a non issue. Do we contact our local Authority to obtain confirmation that there is no issue.
It would appear that you have a conveyancing lawyer currently acting for you. Are they able to advise? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
I have todayfound out that Action Conveyancing have been shut down. They carried out my conveyancing in Aberystwyth for a purchase of a freehold house 9 months ago. How can I be sure that the property is in my name in the name of the previous owner?
The quickest method to see if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Aberystwyth conveyancing specialists.
The estate agent has sent us the confirmation of our purchase of a new build flat in Aberystwyth. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Here is a sample of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Aberystwyth
Please supply a car parking plan. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Please confirm the Lease plans are architect prepared. There must be mutual enforceability of lessee’s covenants. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.
How straightforward is it to use your search facility to choose a conveyancing practitioner in Aberystwyth on the authorised to act for my lender?
First pick a bank such as National Westminster Bank, Skipton Building Society or TSB then type in your location such as Aberystwyth. Conveyancing organisations in Aberystwyth and across England and Wales should be identified.
We are planning to purchase a three room apartmentin Aberystwyth with a mortgage from a mortgage company. We have a solicitor in Aberystwyth but our bank says she’s not on their "panel". It seems we have little choice but to instruct one of the our mortgage company panel solicitors or stay with our Aberystwyth solicitor and pay for one of their panel ones to represent our lender. This seems very unfair; Can we not simply insist that our mortgage company use our Aberystwyth lawyer?
No, not really. The mortgage company home loan offered to you is subject to conditions, one of which will be that solicitors will on the lender's conveyancing panel. Until recently, most banks had open panels, including many conveyancing solicitors in Aberystwyth : a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for your mortgage company.