Do all mortgage companies provide you with an approved list of Ceredigion conveyancing solicitors? How do you know who is on the Aldermore conveyancing panel?

Ceredigion conveyancing firms themselves provide us confirmation that they are on the Aldermore conveyancing panel as opposed to being supplied with a list from Aldermore directly.

I require fast conveyancing in Ceredigion as I have a deadline to exchange contracts within 2 weeks. Luckily I do not need a mortgage. Is it possible to escape the need for conveyancing searches to save fees and time?

As you are not getting a home loan you are at free not to do searches although no conveyancer would recommend that you don't. With lots of history conveyancing in Ceredigion the following are instances of issues that can appear and therefore impact market value: Enforcement Notices, Overdue Fees, Outstanding Grants, Road Schemes,...

I used Stirling Law several years ago for my conveyancing in Ceredigion. I now require my file however cannot find the solicitor. What do I do?

You should call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Ceredigion of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I need to find a conveyancing solicitor for some conveyancing in Ceredigion. I have stumble across a site which appears to be the ideal solution If it is possible to get all this stuff done via web that would be ideal. Do I need to be wary? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

I want to sublet my leasehold flat in Ceredigion. Conveyancing solicitor who did the purchase is retired - so can't ask him. Do I need to ask my freeholder for permission?

Your lease governs the relationship between the landlord and you the flat owner; in particular, it will set out if subletting is not allowed, or permitted but only subject to certain conditions. The accepted inference is that if the lease contains no expres ban or restriction, subletting is permitted. Most leases in Ceredigion do not contain an absolute prevention of subletting – such a clause would adversely affect the market value the property. In most cases there is a basic requirement that the owner notifies the freeholder, possibly supplying a duplicate of the tenancy agreement.

Leasehold Conveyancing in Ceredigion - Sample of Questions you should ask before buying

The best form of lease arrangement is a share of the freehold. In this arrangement the lessees benefit from being in charge if their destiny and even though a managing agent is usually retained where the building is bigger than a house conversion, the managing agent employed by the leaseholders. Are any of leasehold owners in dispute over their service charge payments?