I have Fifty Six years unexpired on my lease and need a lease extension for my flat in Ceredigion. Conveyancing solicitors on the Tesco Bank panel can deal with such extensions right?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 13/10/2025 the requirements read as follows :
A friend recommended that where I am buying in Ceredigion I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is sometimes quoted for as part of the standard Ceredigion conveyancing searches. It is not a small report of more than thirty pages, listing and setting out significant information about Ceredigion around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Ceredigion Education with maps and statistics, Local Amenities and other useful information concerning Ceredigion.
Are there restrictive covenants that are commonly identified as part of conveyancing in Ceredigion?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Ceredigion. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Due to the advice of my in-laws I had a survey completed on a property in Ceredigion before instructing lawyers. I have been advised that there is a flying freehold overhang to the house. My surveyor has said that some lenders tend not grant a loan on such a house.
It varies from the lender to lender. HSBC has different requirements from Halifax. If you call us we can investigate further via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Ceredigion. Conveyancing will be smoother if you use a solicitor in Ceredigion especially if they regularly deal with such properties in Ceredigion.
I need to instruct a conveyancing solicitor for freehold conveyancing in Ceredigion. I happened to chance upon a site which seems to have the ideal answer If there is a chance to get all this stuff done via web that would be preferable. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?