I am purchasing a house and require a conveyancing solicitor in Ceredigion who is on the Aldermore conveyancing. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Aldermore in certain locations such as Ceredigion. We dont recommend any particular firm.
Should my conveyancer be raising questions concerning flooding as part of the conveyancing in Ceredigion.
Flooding is a growing risk for conveyancers carrying out conveyancing in Ceredigion. Plenty of people will purchase a house in Ceredigion, fully aware that at some time, it may be flooded. However, aside from the physical damage, if a house is at risk of flooding, it may be difficult to obtain a mortgage, suitable insurance cover, or sell the property. Steps can be carried out as part of the conveyancing process to forewarn the purchaser.
Solicitors are not best placed to offer advice on flood risk, but there are a various checks that can be undertaken by the purchaser or on a buyer’s behalf which will figure out the risks in Ceredigion. The conventional set of information sent to a purchaser’s conveyancer (where the Conveyancing Protocol is adopted) incorporates a usual question of the seller to discover whether the property has suffered from flooding. In the event that the residence has been flooded in past and is not revealed by the vendor, then a purchaser may commence a compensation claim as a result of such an misleading answer. A buyer’s lawyers may also order an enviro report. This should reveal if there is any known flood risk. If so, additional inquiries will need to be made.
As co-executor for the will of my grandmother I am disposing of a house in Monmouth but reside in Ceredigion. My conveyancer (who is 260 kilometers awayhas requested that I sign a stat dec prior to the transaction finalising. Can you recommend a conveyancing solicitor in Ceredigion who can witness this legal document for me?
strictly speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or solicitor will suffice regardless of whether they are based in Ceredigion
I am in need of some leasehold conveyancing in Ceredigion. Before I set the wheels in motion I want to be sure as to the number of years remaining on the lease.
If the lease is recorded at the land registry - and most are in Ceredigion - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
Ceredigion Leasehold Conveyancing - A selection of Queries before Purchasing
Can you tell me if there are any major works in the near future that could increase the maintenance costs? Who takes charge for maintaining and repairing the building? What prohibitions exist in the Ceredigion Lease?
I have today had an offer accepted on a leasehold flat in Ceredigion and the estate agent that we are dealing with suggested his conveyancer. He quoted £800 including VAT and 3rd party costs. Does this sound expensive?
Don't just go on a single estimate. One should seek like-for-like quotes for your conveyancing in Ceredigion. Then pick one that you trust and just as important, is on the approved panel of the lender that you are sourcing your mortgage from.