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Ready to buy a new home in Lampeter? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Lampeter transaction at risk of delay or failure.

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Recently asked questions about conveyancing in Lampeter

My husband and I are getting closer to an exchange on a property in Lampeter and my parents have transferred the 10% deposit to my property lawyer. I am now advised that as the deposit has not arrived from me my property lawyer needs to disclose this to my mortgage company. Apparently, in also acting for the lender he must advise them that the balance of the purchase price is coming from anyone other than me. I advised the bank about my parents' contribution when I applied for the home loan, so is it really necessary for this now to delay the deal?

Your lawyer is duty bound to check with the bank to ensure that they know that the balance of the purchase price is not from your own resources. The solicitor can only reveal this to your bank if you agree, failing which, your lawyer must cease to continue acting.

My relative recommended that if I am buying in Lampeter I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. What does it cover?

This is a search is usually quoted for as part of the standard Lampeter conveyancing searches. It is not a small document of about 40 pages, listing and setting out significant information about Lampeter around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Lampeter Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Lampeter Education with plans and statistics, Local Amenities and other useful data regarding Lampeter.

My wife and I own a semi-detached Edwardian property in Lampeter. Conveyancing practitioner represented me and Alliance & Leicester . I happened to do a free search for it on the Land Registry database and there are two entries: the first freehold, another for leasehold under the matching property. I thought I was buying a freehold how can I check?

You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Lampeter and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the position with your conveyancing solicitor who completed the work.

Just had an offer accepted on a new build apartment in Lampeter. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Set out below is a sample of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Lampeter

    The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Please supply a car parking plan. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.

I am looking into buying my first house which is in Lampeter and I am already nervous. I couldn't find anything specific about Lampeter. Conveyancing will be needed in due course but do you know about the Lampeter area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Lampeter. In the meantime here are some basic statistics that we found

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Neighbouring Locations

Llanon
Tregaron
Llanybydder
Lampeter

Find out more about how flying freehold can affect your the value of a property.