Find a Burnley Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Burnley? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Burnley home move at risk of delay or failure.

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Recently asked questions about conveyancing in Burnley

My son is about to exchange on a newly built flat in Burnley with a mortgage from Clydesdale. His solicitor has said that there is a delay in receiving the ‘Disclosure of Incentive Form’. Who needs to receive the form?

The document is intended to provide information to the main parties engaged in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the Clydesdale conveyancing panel as a standard part of the process, and to the surveyor when requested. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Clydesdale conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

Do I find a Licenced Conveyancer or Solicitor for conveyancing in Burnley?

Two types of professional can do conveyancing in Burnley namely CLC regulated conveyancers or solicitors. Both professionals handle conveyancing services that you need to complete the disposal or acquisition of property. They are both required to carry out Burnley conveyancing to the same standards and guidelines so you may be safe in the knowledge that your conveyancing will be properly administered and that the requisite procedures should be accurately followed.

We have a mortgage agreed in principle with Coventry BS. Burnley conveyancing lawyers have been appointed. What is the average time that one could expect to receive a mortgage offer from Coventry BS?

Some lenders take longer than others. Have Coventry BS completed the valuation? Have you informed Coventry BS as to your lawyers' details and checked that your lawyers are on the Coventry BS conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.

My offer on a semi in Burnley has been accepted, the sellers do nevertheless have a tied purchase. The owners have placed an offer on on an apartment, but it’s not yet tied up, and have viewings of other flats booked. I have instructed a local conveyancing solicitor in Burnley. What do I do now? When do I get the mortgage application with RBS started?

It is understandable to have anxieties where there is a chain as you are unlikely to want to incur costs too early (home loan application is approx £1k, then survey, Burnley conveyancing search charges, etc). The first course of action is to check that your solicitor is on the RBS approved list. As to the next steps this very much depends on the circumstances of your case, desire for this property and on the state of the market. During a buoyant market the majority of buyers will apply for a home loan with RBS and pay for the valuation and only if it was satisfactory would they request their solicitor to proceed with the conveyancing in Burnley.

How does conveyancing in Burnley differ for newly converted properties?

Most buyers of new build property in Burnley approach us having been asked by the housebuilder to sign contracts and commit to the purchase even before the residence is ready to move into. This is because new home sellers in Burnley tend to acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Burnley or who has acted in the same development.

In my capacity as executor for the estate of my aunt I am disposing of a property in Neath but I am based in Burnley. My conveyancer (approximately 250 miles awayneeds me to sign a stat dec ahead of the transaction finalising. Could you suggest a conveyancing lawyer in Burnley who can witness this legal document for me?

strictly speaking you should not be required to have the documents attested by a conveyancing solicitor. Normally or notary public or qualified solicitor will suffice regardless of whether they are Burnley based

Should I stop my mortgage payments with Virgin Money as soon as a completion date for my sale in Burnley has been agreed?

No, you must continue paying any mortgage sums to Virgin Money pending the mortgage being redeemed out of the proceeds of sale as part of your Burnley conveyancing.

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