Can you explain why leasehold purchase conveyancing in Accrington costs more?
Accrington leasehold conveyancing transactions usually involve additional investigations than freeholds including investigating the Lease, liaising with the Landlord such as serving applicable notices on the Landlord or managing agent, obtaining up-to-date service charge and management information, obtaining Landlord’s consents and reviewing management accounts and formation documents.
Does a directory service exist listing Lloyds panel solicitors in Accrington on the Building Society Association’s Website?
Unfortunately not yet. There is no such tool on the Council of Mortgage Lenders or Building Society Association sites. A small selection of lenders make their panel listings open the public online. Where you are looking for a Accrington property lawyer on the Lloyds please use our tool.
Completion of my purchase has taken place for my property in Accrington. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
All lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. Ordinarily complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
Virgin Money have agreed my mortgage in principle, my bid on a flat in Accrington has been accepted, what are the next steps?
The estate agent will need to know who your solicitors are (be sure the property lawyers are on the lender’s approved list). Call up Virgin Money or the broker and finalise any relevant documentation. Virgin Money will sellect a valuer who will get in touch with the selling agent or owners to arrange an appointment. Once conducted (assuming no problems) it takes on average ten days for the mortgage offer to be issued. Virgin Money will send the offer to you and your conveyancers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Accrington.
My partner and I are downsizing from our home in Accrington and according to the buyers it appears that there is a possibility that the property was built on contaminated land. Any high street Accrington lawyer would know that there is no such problem. It does beg the question why the buyers used a factory type conveyancing practice as opposed to a conveyancing solicitor in Accrington. Having lived in Accrington for three years we know that this is a non issue. Is it a good idea to get in touch with our local Authority to obtain clarification need.
It would appear that you have a conveyancing firm currently acting for you. Are they able to advise? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
I opted to have a survey completed on a property in Accrington prior to instructing solicitors. I have been informed that there is a flying freehold aspect to the property. The surveyor advised that some mortgage companies tend not grant a mortgage on such a home.
It varies from the lender to lender. HSBC has different instructions from Nationwide. Should you wish to call us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Accrington. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Accrington to see if the conveyancing costs will increase in light of this.
I am 18 days into a freehold purchase having been recommend to a firm by the selling agent to handle our conveyancing in Accrington. I am am extremely disappointed with the level of service. Could you help me find new lawyers?
They would need to be very poor in order to consider diss instructing them. Has your loan offer been sent? If so you will need to make them aware of the new contact details and have the offer are re-sent. Your new solicitor ideally needs to be on the lenders approved list to avoid supplemental expenses and delays. So that should be your starting point. Our search tool will help you find a lender approved solicitor for your home move in Accrington