I have an AIP. The bank mentioned the mortgage came with free conveyancing. Is the implication that I have to use their panel lawyer as I would much rather use a high street conveyancing solicitor in Oswaldtwistle?

You should check but the chances are that appoint one of their panel conveyancers if you want the "fee-free" incentive. Speak to the lender to check if they make available a monetary alternative. Some mortgage companies have previously offered a £250 cashback as a further option in which case that money can go towards the cost for your conveyancing solicitor near Oswaldtwistle.

I'm purchasing a new build house in Oswaldtwistle benefiting from help to buy. The builders would not budge the price so I negotiated £7000 of fixtures and fittings instead. The estate agent told me not to tell my lawyer about this extras as it may adversely affect my mortgage with . Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

How does the Landlord & Tenant Act 1954 impact my business property in Oswaldtwistle and how can you help?

The 1954 Act gives protection to commercial leaseholders, granting the a statutory right to apply to court for a renewal lease and remain in occupation at the end of an expired lease. There are certain specified grounds that a landlord can refrain from granting a lease renewal and the rules are complex. We are happy to direct you to commercial conveyancing practices who use the act for protection and help with commercial conveyancing in Oswaldtwistle

My husband and I are novice buyers - had an offer accepted, but the selling agent informed us that the seller will only proceed if we use their preferred lawyers as they want an ‘expedited deal’. My instinct tells me that we should use a family conveyancer who is familiar with conveyancing in Oswaldtwistle

We suspect that the seller is unaware of this ultimatum. Should the seller want ‘a quick sale', alienating a genuine buyer is going to damage their objectives. Avoid the agents and go straight to the sellers and make the point that (a)you are serious buyers (b)you are excited to move forward, with finances arranged © you are unencumbered (d) you wish to move quickly (e)but you are going to use your preferred Oswaldtwistle conveyancing solicitors - not the ones that will earn the negotiator at the agency a commission or achieve conveyancing figures demanded by HQ.

My brother is purchasing a basement flat in Oswaldtwistle. He has received an estimate by the suggested by the estate agents and it came to £1245 . It was seven years ago I sold and bought a property and it cost was £495. Have fees really gone up that much?

What does the conveyancing estimate include? Is it just for the legal fees, or what you will be paying in total (for example Oswaldtwistle searches, land registry fees, etc)