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Find a Horwich Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Horwich? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Horwich home move at risk of delay or failure.

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Recently asked questions about conveyancing in Horwich

Should commercial conveyancing searches disclose impending roadworks that could impact a commercial property in Horwich?

Its becoming the norm that commercial conveyancing solicitors in Horwich will conduct a SiteSolutions Highways report as it reduces the time that conveyancers spend in researching accurate data on highways that impact buildings and development assets in Horwich. The report sets out definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Horwich.

For every commercial conveyancing transaction in Horwich it is crucial to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been dealt with adequately may cause delays to Horwich commercial conveyancing deals as well as present a risk to future plans for the site. These searches are not ordered for residential conveyancing in Horwich.

Me and my brother purchased a terraced Georgian house in Horwich. Conveyancing lawyer represented me and TSB. I happened to do a free search for it on the Land Registry database and there are a couple of entries: the first freehold, another for leasehold under the exact same address. I'd like to know for sure, how can I find out??

You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Horwich and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the situation with your conveyancing solicitor who carried out the work.

I'm purchasing my first flat in Horwich with a loan from Halifax. The sellers refused to move on the price so I negotiated 6k of additionals instead. The sale representative suggested that I not disclose to my lawyer about the deal as it could put at risk my mortgage with Halifax. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Yesterday I discovered that there is a flying freehold element on a property I have offered on last month in what was supposed to be a simple, no chain conveyancing. Horwich is the location of the property. Is there any advice you can give?

Flying freeholds in Horwich are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Horwich you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Horwich may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

How can the Landlord & Tenant Act 1954 impact my business property in Horwich and how can you help?

The 1954 Act affords security of tenure to business lessees, granting the a statutory right to apply to court for a new tenancy and remain in occupation when the lease reaches an end. There are certain specified grounds where a landlord can refuse a lease renewal and the rules are complex. Fees are different for commercial conveyancing. Horwich is one of the hundreds of areas of the UK in which the firms we work with are based

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Find out more about how flying freehold can affect your the value of a property.