I am obtaining a mortgage with Nat West. I would like to retain the legal services of a Licensed Conveyancer in Atherton. Does the Nat West Solicitor panel allow for Licensed Conveyancers?

The Nat West conveyancing panel is, like many other lenders, associated to the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.

I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Atherton. My lender is Tesco Bank

Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 24/12/2025, the requirements read as follows :

Despite weeks of looking the Title Certificate and documents to my house can not be found. The lawyers who handled the conveyancing in Atherton 4 years ago are no longer around. Will I be able to sell the house?

In today’s world there are duplicates made of almost everything, and your lawyer should know precisely where to look for all the suitable documentation so you may purchase or dispose of your property without a hitch. Where duplicates can’t be found, your conveyancer may be able to arrange cover in the form of insurance or indemnities against future claims on the premises.

The estate agent has sent us the confirmation of our purchase of a new build flat in Atherton. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Here are examples of a selection of leasehold new build questions that you should expect your new-build leasehold conveyancing in Atherton

If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. There must be mutual enforceability of lessee’s covenants. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.

Am in the process of buying my first house in Atherton. Conveyancing solicitor has been instructed. The broker advised that a survey is not needed as the property was only built 16 yrs ago.

You would be well advised to commission a Home Buyer's Report. Given the residence was constructed over a decade ago the property will not come with a warranty, so you would be well advised not to take a risk. For a property that age with no signs of problems a Home Buyer's report may suffice. The report should highlight any obvious problems and recommend additional investigation if relevant. Where there are any signs of problems get a full Building Survey from the beginning.