At what point can the exchange of contracts take place for residential conveyancing in Leigh and do I need to attend the conveyancers branch?

If you are near to one of the conveyancing solicitors in Leigh you are welcome to come in to sign documents. However, the lender approved solicitors we recommend provide countrywide coverage for conveyancing and give just as diligent and professional a job for you when dealing with you electronically. The executing of the property agreement is not the point of no return. Signing on the dotted line is necessary for the solicitor to address the formalities at the appropriate time, which will usually be very shortly after signing. The exchange process is is usually a five minute process, although where a long "chain" is in play, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Leigh)to be in the office at the appropriate time.

I am considering applying for a Principality mortgage for purchase of a newly converted (under development) in Leigh with 70% LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Principality ?

In theory, you could use a solicitor that is not on the Principality conveyancing panel, but Principality would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same transaction.

My relative suggested that where I am purchasing in Leigh I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?

This is a search is occasionally included in the estimate for your Leigh conveyancing searches. It is a large report of more than thirty pages, listing and detailing significant information about Leigh around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Leigh Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Local Education with plans and statistics, Local Amenities and other useful data regarding Leigh.

I am buying a new build apartment in Leigh. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Set out below is a sample of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Leigh

Please supply a car parking plan. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme.

I decided to have a survey carried out on a house in Leigh before instructing solicitors. I have been advised that there is a flying freehold overhang to the house. Our surveyor has said that some lenders will not issue a mortgage on a flying freehold premises.

It varies from the lender to lender. Santander has different instructions for example to Birmingham Midshires. Should you wish to telephone us we can investigate further with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Leigh. Conveyancing may be slightly more expensive based on your lender's requirements.