I went with a high street lawyer for my conveyancing in Leigh recently. Going through the fine print I seewe are liable for charges even where the conveyance does not complete. Should I go with them or instruct an on-line lawyer promoting no completion no cost conveyancing in Leigh?

It is usually ‘give and take’ in that if "No Sale No Fee" is offered then the fee levels will tend to be be more expensive to offset the transactions that do not proceed. Please beware that these arrangements rarely protect you from disbursements for example Leigh conveyancing search expenses.

We are hoping to buy a 2 bedroom apartment in Leigh with a loan from Nottingham Building Society.We would like to retain our Leigh conveyancing lawyer but Nottingham Building Society says he's not listed on their approved list of member firms. we are left little option but to use a Nottingham Building Society panel solicitor or keep our local solicitor and pay for one of their panel ones to represent them. We feel as though this is unjust; is there anything we can do?

No, not really. The loan issued to you contains various provisions, a common one being that lawyers must be on the Nottingham Building Society conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for Nottingham Building Society

I'm buying my first flat in Leigh with the aid of help to buy. The sellers refused to reduce the price so I negotiated five thousand pounds worth of extras instead. The property agent advised me not reveal to my lawyer about this extras as it may adversely affect my loan with Birmingham Midshires. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I have been recommended by a number of property agents in Leigh to choose a conveyancer using your seach tool. What’s the financial advantage for Estate Agents to recommend your site over alternative conveyancing organisations?

We don’t give any referral fee for sending work our way. We found it would be just too difficult to pay a commission because members of the public would think, ‘How come the agent getting a kickback? Why am I not getting any benefit too?’ So we decided to step away from that.

I am due to consider estimates for conveyancing in Leigh from numerous conveyancing practitioner and appoint one. Am I right to instruct them to hold tight until I have found somewhere to acquire.

We would recommend that you wait to get your lawyer to open a file and apply for searches once the offer has been accepted on the property especially as Leigh conveyancing searches are a couple of hundred pounds.