I own a freehold house in Irlam and Cadishead but still pay rent, why is this and what is this?

It is rare for properties in Irlam and Cadishead and has limited impact for conveyancing in Irlam and Cadishead but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the generation of new rentcharges post 1977.

Old rentcharges can now be redeemed by making a lump sum payment under the Act. Any rentcharges that are still in existence after 2037 is to be dispensed with completely.

Is there a search tool that I can use to find out if the solicitor carrying out my conveyancing in Irlam and Cadishead is on the bank’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Santander thus spending £175.00 in additional conveyancing invoice.

You should make use of the find a conveyancing panel solicitor tool on this web page. Please choose the lender and type ‘Irlam and Cadishead’ or your preferred area and you will discover numerous solicitors based in Irlam and Cadishead or near you.

My wife and I are buying a apartment in Irlam and Cadishead. It might be a silly question but how we can trust a solicitor? On completion day we have to send our life savings into their account. What is the protection we have from them run away with our money?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

I am assisting my mother sell her flat in Irlam and Cadishead. Will the conveyancer order the energy performance certificate or it is for me to coordinate?

After the demise of HIPs, EPC’s was retained a required element of selling a property. An energy assessment must be commissioned in advance of the property being advertised. This is not as aspect of the sale process that lawyers ordinarily arrange. Where you are using a Irlam and Cadishead conveyancing solicitor they may help arrange energy assessments due to their relationships with long established Irlam and Cadishead providers

After months of negotiation I have agreed a price on an apartment in Irlam and Cadishead. My financial adviser pressured me to appoint their property lawyer. I paid an advanced payment of £175. A few days later, the solicitor called me sheepishly admitting that they were not on the Clydesdale conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Clydesdale panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

I opted to have a survey carried out on a property in Irlam and Cadishead prior to retaining conveyancers. I have been informed that there is a flying freehold aspect to the house. Our surveyor advised that some lenders may refuse to give a loan on such a home.

It depends who your proposed lender is. Bank of Scotland has different requirements for example to Halifax. If you call us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Irlam and Cadishead. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Irlam and Cadishead to see if the conveyancing will be more expensive.

I am using a search engine for the phrase on line conveyancing in Irlam and Cadishead it shows results of many property lawyersin the vicinity. With so much choice what is the best way to find the right solicitor for me?

The ideal way of finding a suitable conveyancer is through a trusted testimonial, so seek the guidance of colleagues and family who have acquired a property in Irlam and Cadishead or a local estate agent or financial adviser. Costs for conveyancing in Irlam and Cadishead vary, so it's a good idea to obtain a minimum of four estimates from different solicitors. Make sure that you clarify that the costs are assured not to escalate.