My husband and I are refinancing our apartment in Bolton with . We have a son approaching twenty who lives at home. Our solicitor requested us to identify any adults other than ourselves who lives in the flat. The solicitor has now sent a form for our son to sign, giving up any rights in the event that the property is repossessed. I have two concerns (1) Is this form unique to the conveyancing panel as he never had to sign this form when we bought 5 years ago (2) Does our son by signing this extinguish his rights to inherit the property?

On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to . This is solely used to protect if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Bolton. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here is a sample of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in Bolton

Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Forfeiture - bankruptcy or liquidation must not apply under this provision. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Please supply a car parking plan.

I decided to have a survey carried out on a property in Bolton ahead of instructing solicitors. I have been advised that there is a flying freehold aspect to the house. Our surveyor advised that some lenders tend not give a mortgage on this type of property.

It varies from the lender to lender. HSBC has different requirements from Birmingham Midshires. If you contact us we can check via the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Bolton. Conveyancing may be slightly more expensive based on your lender's requirements.

I am 18 days into a freehold purchase having been directed to a firm by the selling agent to execute conveyancing in Bolton. I am am starting to be dissatisfied with the quality of service. Could you help me find new lawyers?

A solicitor would need to be really poor in order to consider replacing them. Has the mortgage been generated? In the event that it has you must advise them of the new contact details and get the loan are re-issued. Your new conveyancer should be on the banks approved list to avoid escalating charges and delays. So that should be your first question of the new conveyancers. Our search tool can help you find a bank approved solicitor for your conveyancing in Bolton

I am purchasing a flat and cash is in place. My solicitor has been supplied with with two distinct evidence of photographic ID, bank statement, endless utility bills. Now he requires a copy from a probate lawyer acknowledging that the funds are in order and that it has come from inheritance and not dealing E's in Ibiza.

In today’s world you will not be able to complete any Bolton conveyancing transaction without first providing evidence of your identity to your lawyers. This usually takes the form of a either your passport or driving licence and a utility bill. Remember if you are providing your driving licence as evidence of ID it must be both the paper part and photo card part, one is not acceptable without the other. Establishing of your source of funds is required under Money Laundering laws.