I have just been advised by my financial adviser that my Urmston property lawyer is not on the bank Solicitor panel. What can I do to check?
The sensible course of action for you to take is to call your Urmston lawyer directly. You lawyer should notify you what has happened. Where they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your lender.
I have given 2 months notice to my existing landlord and have to be out of my rented flat in Urmston by the end of next month. Conveyancing for my house purchase is progressing. How realistic is it to complete in six weeks as I wish to avoid having to move into temporary accommodation?
It is unwise to provide notice on a rental unless you have exchanged. If you have not already done so, contact to your solicitor and request that they chase the sellers solicitors, try to an acceptable time-line that everyone will aim to achieve
Are there restrictive covenants that are commonly identified during conveyancing in Urmston?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Urmston. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am looking for a conveyancing solicitor in Urmston for my home move. Can I see a firm’s complaints history with the profession’s regulator?
Anyone may read presented Solicitor Regulator Association (SRA) determinations arising from investigations commenced on or after Jan 2008. Visit Check a solicitor's record. To find information about the period before 1 January 2008, or to check a solicitors record, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, dial +44 (0)121 329 6800. The SRA could recorded telephone calls for training requirements.
Our solicitor in Urmston has uncovered a defect with the lease for the property we are purchasing in Urmston. The other side have suggested defective title insurance as a workaround. We are content with insurance and will cover the costs. Our lawyer says that as he is on the bank conveyancing panel he must check that the lender is happy with this solution. Who is the client here, us or the mortgage company?
The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and the bank are the client. A precondition to being on the mortgage company approved panel is to comply with the UK Finance Lenders’ Handbook requirements. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects will the lease so that the bank can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected . Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.