Is there a list of Co-operative panel conveyancers in Trafford on the UK Finance Lenders’ Handbook Website?
No. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few lenders make their panel listings available over the internet. Where you are seeking to appoint a Trafford conveyancing practitioner on the Co-operative please make the most of our facility.
The formalities of my remortgage has taken place for my property in Trafford. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
All banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. We understand that complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
It is not clear whether my lender requires a lease extension. I have called into my local Trafford bank branch on a couple of occasions and was informed it wasn't a problem and they would lend. My Trafford conveyancing solicitor - who is on the bank conveyancing panel- called to say that they will not lend in accordance with their specific requirements. Who do I believe?
As long as the lawyer is on the bank approved list, they must adhere to the CML Handbook requirements for the lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.
How does conveyancing in Trafford differ for new build properties?
Most buyers of new build or newly converted property in Trafford approach us having been asked by the builder to exchange contracts and commit to the purchase even before the property is ready to move into. This is because house builders in Trafford tend to acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Trafford or who has acted in the same development.
Is it possible to switch firm as I need to retain a firm on the Britannia conveyancing list. I hired a local conveyancing solicitor in Trafford five minutes from me but he is not accepted by Britannia
It would be our pleasure to help you select a conveyancing solicitor in Trafford on the Britannia panel. Please note that the conveyancers that we list do not pay us fee if you instruct them and are fully regulated by the Solicitors Regulation Authority who regulate all conveyancing solicitors in Trafford. In making use of search facility on this website, you can compare and instruct different solicitors and conveyancers both nationally and in Trafford.
In my capacity as executor for the will of my grandmother I am disposing of a residence in Newport but I am based in Trafford. My solicitor (based 250 kilometers from meneeds me to sign a stat dec prior to completion. Could you suggest a conveyancing lawyer in Trafford to attest this legal document for me?
Technically speaking you are not likely to be required to have the documents attested by a conveyancing solicitor. Normally or notary public or solicitor will do regardless of whether they are Trafford based
I am attracted to a couple of apartments in Trafford which have approximately 50 years left on the leases. Will this present a problem?
A lease is a right to use the premises for a period of time. As the lease shortens the saleability of the lease deteriorates and it becomes more expensive to extend the lease. For this reason it is advisable to increase the term of the lease. It is often difficulties arise selling premises with a short lease because mortgage companies may be reluctant to lend money on properties of this type. Lease enfranchisement can be a difficult process. We advise that you seek professional assistance from a conveyancer and surveyor with experience in this area.
Trafford Leasehold Conveyancing - Examples of Queries Prior to buying
The answer will be helpful as a) areas can cause problems in the building as the communal areas may begin to deteriorate if maintenance remain unpaid b) if the leasehold owners have an issue with the running of the building you will want to have full disclosure Who manages the block? Are any of leasehold owners in dispute over their service charge liability?