Can I use your services to recommend a Conveyancing solicitor in Hale even where I’m not purchasing or selling a house, for instance where I intend to buy an office in Hale with a mortgage from Barclays Direct?
Our search tool is predominantly used to find domestic conveyancing solicitors in Hale but we have set out towards the bottom of this page a selection of Hale commercial conveyancing firms. You will need to speak with the firm directly to see if they can also act for Barclays Direct
Do I have to visit the offices of the solicitor to sign the legal charge? If so, I will appoint a lawyer who conducts conveyancing in Hale so that I can attend their offices when needed.
As opposed to 12 years ago, most lenders no longer require their conveyancing panel solicitor to witness the mortgagors signature. You will still be obliged to supply ID documents and there are still manifest advantages to instructing a locally based practitioner, in your situation a conveyancing solicitor in Hale.
Me and my partner are buying a apartment in Hale. I might seem paranoid but how we can trust a conveyancer? On completion day we have to deposit money into their account. What is the protection we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I currently have a mortgage with Lloyds for my property in Hale. Conveyancing has been completed months ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Lloyds?
You must advise Lloyds before letting out your property as this is likely to be a breach of Lloyds’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Lloyds directly. You need not do this via a Lloyds conveyancing panel solicitor.
I had an offer accepted on a property in Hale on 29/9/2020, valuation was booked 4 days after, received a clean bill of health. Property lawyer retained, so all that was missing was my mortgage offer. Having made daily calls to RBS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the RBS conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for RBS to deal with your lawyer's application to be on the RBS conveyancing panel. There's no guarantee that your solicitor will be accepted.
What advice can you give us when it comes to appointing a Hale conveyancing firm to carry out our lease extension conveyancing?
If you are instructing a conveyancer for your lease extension (regardless if they are a Hale conveyancing practice) it is imperative that he or she should be familiar with the legislation and specialises in this area of work. We suggest that you speak with two or three firms including non Hale conveyancing practices prior to instructing a firm. Where the conveyancing practice is ALEP accredited then that’s a bonus. The following questions might be helpful:
What are the legal fees for lease extension work? How familiar is the practice with lease extension legislation?
Hale Conveyancing for Leasehold Flats - Sample of Questions you should consider Prior to Purchasing
Does the lease have onerous restrictions? Are any of leasehold owners in dispute over their service charge payments? Are there any major works on the horizon that will add a premium to the maintenance fees?
I have just appointed agents to market my garden flat in Hale.Conveyancing has not commenced however I have recently had a yearly service charge demand – Do I pay up?
It best that you discharge the maintenance contribution as normal as all ground rent and maintenance charges will be allottedon completion, so you will be reimbursed by the buyer for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process