My mortgage broker requires my Hale Barns lawyer’ panel member for the Nationwide conveyancing panel. Can you suggest how I find this out. I have e-mailed my local Hale Barns office but they have not got back to me yet.
The sensible thing to do is ask for this information from your Hale Barns property lawyer . They retain a central record lender panel numbers.
I am helping my niece sell her property in Hale Barns. Does the conveyancer order the energy performance certificate or it is for me to coordinate?
After the abolition of HIPs, energy assessments was retained a required component of selling a property. An EPC needs to be to hand in advance of the property being marketed. It is not as aspect of the sale process that law firms ordinarily organise. Where you are using a Hale Barns conveyancing solicitor they might help arrange EPC’s due to their relationships with reputable local accredited person
I have paid off my mortgage with TSB. I assume I don't need a Hale Barns lawyer on the TSB panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your TSB mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the TSB mortgage from the register. TSB, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where TSB has sent the Land Registry the discharge electronically, and
- TSB has instructed the Land Registry to do so
I was told four weeks ago that my mortgage has been agreed to by HSBC. Is it usual for HSBC to only issue the offer once my solicitor in Hale Barns is approved on their conveyancing panel? HSBC have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for HSBC to deal with your lawyer's application to be on the HSBC conveyancing panel. There's no guarantee that your solicitor will be accepted.
I used Action Conveyancing a few years ago for my conveyancing in Hale Barns. Now, I need the documents however cannot find the solicitor. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Hale Barns of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am purchasing my first flat in Hale Barns with the aid of help to buy. The builders would not reduce the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The estate agent advised me not reveal to my lawyer about the deal as it could jeopardize my loan with Platform Home Loans Ltd. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
My husband and I are four weeks into a residential purchase having been recommend to a firm by the high street agent to execute conveyancing in Hale Barns. I am not happy. Can you you assist me in finding new lawyers?
They would need to be really bad to suggest changing them. Has the loan offer been generated? If so you need to inform them of the new conveyancer and get the offer are re-issued. Your new conveyancer should be on the banks approved list to avoid escalating charges and delays. So that should be your first question of the new lawyers. The find a solicitor tool should help you find a lender approved solicitor for your home move in Hale Barns