As a FTB what is the most important piece of guidance you can impart about purchase conveyancing in Gatley?
Not many law firms or advisers will tell you this but conveyancing in Gatley and elsewhere in Greater Manchester is an adversarial experience. Put another way, when it comes to conveyancing there exists lots of opportunity for friction between you and others involved in the legal transfer of property. For example, the seller, property agent and even potentially a bank. Choosing a lawyer for your conveyancing in Gatley an important selection as your conveyancer is your adviser, and is the ONLY person in the process whose responsibility is to protect your best interests and to keep you safe.
Every so often a potential adversary may attempt to sway you that you should follow their advice. As an example, the property agent may claim to be helping by suggesting your conveyancer is dragging his heels. Or your mortgage broker may tell you to do take action that is contrary to your lawyers recommendation. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.
Are the BSA planning on creating a search tool with a view to to identify firms on the Coventry BS conveyancing panel for example in Gatley?
We would not expect to be advised of any intention on the part of the BSA to develop such a register.
Me and my partner are buying a flat in Gatley. It might be a silly question but how we can trust a solicitor? On the day of competition we will need to send our life savings into their account. What is the protection we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I'm the single beneficiary of my late father’s estate with all property in now in my sole name, including the house in Gatley. Conveyancing formalities meant that the Land Registry date was in January. I want to move. I understand that there is a CML 6 month 'rule', meaning my property ownership will be considered the same way as though I had purchased the house in January. Will no one buy the property for half a year?
The CML handbook requires solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you may be caught by that. Most lenders would take a sensible view as this obligation is primarily there to capture subsales or the wholesaling and assigning of properties.
We expect to receive a AIP from Aldermore this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Aldermore recommend any Gatley solicitors on the Aldermore conveyancing panel, or is it better to go independently?
You will need to appoint Gatley solicitors independently although you'll need to choose one on the Aldermore conveyancing panel. The solicitor represents both you and Aldermore through the process.
Due to the guidance of my in-laws I had a survey completed on a property in Gatley in advance of retaining conveyancers. I have been informed that there is a flying freehold aspect to the property. My surveyor has said that some mortgage companies will not give a mortgage on such a house.
It depends who your proposed lender is. HSBC has different instructions for example to Birmingham Midshires. Should you wish to call us we can look into this further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Gatley. Conveyancing will be smoother if you use a solicitor in Gatley especially if they are acquainted with such properties in Gatley.
Living abroad it is not practicable to attend my Gatley conveyancing lawyers office to sign documents for conveyancing in Gatley – is this a problem?
You need not be concerned. Gatley conveyancing lawyers can conduct home moves for clients nationwide. You are unlikely to be required to be present a Gatley conveyancers office. Almost all lawyer can undertake everything via phone, post and email - whatever works for you.