My wife and I are about to exchange on the purchase of a property in Didsbury but as a consequence of wreckage from the recent storms I have was able negotiate reparation from the vendor in the sum of £3k taking the form of a adjustment in the price. I had intended this to be dealt with as part of amending the contract but Nationwide will not permit this. Why were they approached?

The conveyancing practitioner being on a Nationwide approved list is obliged to disclose to Nationwide of any variations to the sale price. If you prohibit your conveyancer to report the price change to Nationwide then they would have to discontinue acting for you. In addition, Nationwide and you would have to appoint a new conveyancer for your conveyancing in Didsbury.

We wanted to use a conveyancing solicitor in Didsbury for our house purchase. Our financial adviser informed us that our bank Bank of Ireland won't deal with them. Surely this is unfair competition?

Lenders ordinarily restrict either the category or the amount of conveyancing solicitors on their member panel. A common example of such restriction(s) being that a law practice must not be a sole practitioner. In addition to restricting the profile of firm, some have limited the amount of firms they use to represent them. Be aware that Bank of Ireland have no responsibility for the quality of advice provided by any member of Bank of Ireland Conveyancer Panel. Mortgage fraud was a primary driver in the reduction of solicitor panels a few years ago even though there remains mixed views regarding the extent of solicitor involvement in some of that fraud. Figures from the Land Registry reveal that plenty of law firms, including some in or near Didsbury only perform one or two conveyances a year.

Will commercial conveyancing searches reveal proposed roadworks that could impact a commercial land in Didsbury?

Its becoming the norm that commercial conveyancing solicitors in Didsbury will execute a SiteSolutions Highways report as it reduces the time that conveyancers expend in investigating accurate data on highways that impact buildings and development assets in Didsbury. The report sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Didsbury.

For each commercial conveyancing transaction in Didsbury it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been addressed adequately could cause delays to Didsbury commercial conveyancing deals as well as present a risk to future plans for the site. These searches are not conducted for residential conveyancing in Didsbury.

It has been 3 months since my purchase conveyancing in Didsbury completed. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £170,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

Yesterday I discovered that there is a flying freehold element on a house I have offered on two weeks back in what should have been a quick, chain free conveyancing. Didsbury is where the house is located. Is there any advice you can impart?

Flying freeholds in Didsbury are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Didsbury you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Didsbury may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.