Find a Whalley Range Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Whalley Range? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Whalley Range conveyancing at risk of delay or failure.

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Recently asked questions about conveyancing in Whalley Range

My husband and I are acquiring a brand new apartment in Whalley Range and my conveyancer is advising me that she has to the mortgage company to disclose incentives from the seller. The Estate Agents are hassling me to sign contracts and my preference is not to delay matters. Is my lawyer right?

You should not exchange unless you have been advised to do so by your property lawyer. A precondition to being on a mortgage company panel is to comply with the UK Finance Lenders’ Handbook requirements. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

How does conveyancing in Whalley Range differ for new build properties?

Most buyers of new build residence in Whalley Range approach us having been asked by the seller to exchange contracts and commit to the purchase even before the premises is built. This is because new home sellers in Whalley Range tend to acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Whalley Range or who has acted in the same development.

I need to retain a conveyancing solicitor for remortgage conveyancing in Whalley Range. I've stumble across a site which looks to be the ideal answer If there is a chance to get all formalities done via email that would be ideal. Should I be concerned? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

Jane (my partner) and I may need to let out our Whalley Range garden flat for a while due to taking a sabbatical. We used a Whalley Range conveyancing practice in 2004 but they have closed and we did not think at the time seek any guidance as to whether the lease allows us to sublet. How do we find out?

A small minority of properties in Whalley Range do contain a provision to say that subletting is only allowed with permission. The landlord is not entitled to unreasonably withhold but, in such cases, they would need to see references. Experience suggests that problems are usually caused by unsatisfactory tenants rather than owner-occupiers and for that reason you can expect the freeholder to take up the references and consider them carefully before granting consent.

Whalley Range Leasehold Conveyancing - Examples of Questions you should ask before buying

    For many Whalley Range leaseholds the cost for major works are not built into the service charges, although some managing agents in Whalley Range ask leasehold owners to pay into a reserve fund and this is used to offset against major repairs or maintenance. What is the name of the managing agents? Is anyone aware of any major works in the near future that could add a premium to the maintenance fees?

Much to my surprise my conveyancing solicitor in Whalley Range has requested from me proof of ID documents stating that this forms part of his retainer as a solicitor on the bank Solicitor panel. Am I being spun a yarn?

Due to Money Laundering Regulations your conveyancing lawyer is duty bound to confirm positively your identification when entering into a business relationship with you. It is a criminal offence if your lawyer not do this. If you do not provide ID early in the transaction the solicitor must refuse to act for you. It’s unlikely a lawyer will turn you away if you come to the first meeting without relevant ID but you will have to produce it at some point so you might as well bring it with you to the initial meeting so the lawyer can tick the ID verification box and start sorting out the conveyancing straight away. If you are getting a mortgage, your lawyer also has to check ID documents to satisfy the bank. This is not specific to conveyancing in Whalley Range

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