Do the conveyancing lawyers via your comparison service execute conveyancing in Whitefield by way of an attended exchange?

We do have a number of conveyancing experts carrying out personalised exchanges. Do contact us to obtain a fee calculation and details as to dates.

We are buying a end of terrace house in Whitefield. We would like to carry out a loft conversion at the house.Will legal investigations on the property involve checks to ascertain if these alterations are permitted?

Your conveyancer should review the deeds as conveyancing in Whitefield can sometimes identify restrictions in the title documents which restrict categories of changes or necessitated the permission of another owner. Many extensions need local authority planning consent and approval in accordance building regulations. Some areas are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these issues with a surveyor ahead of any purchase.

It is unclear whether my bank obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called into my local Whitefield building society branch on a couple of occasions and was told they are content with the situation and they would lend. My Whitefield conveyancing solicitor - who is on the bank conveyancing panel- called to say that they would not lend based on their specific requirements. Who do I believe?

Your property lawyer must comply with the Council of Mortgage Lenders’ Handbook Part 2 requirements for your lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.

I am due to exchange contracts on my apartment. I had a double glazing fitted in March 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Nationwide are being difficult. The Whitefield solicitor who is on the Nationwide conveyancing panel is recommending indemnity insurance as a solution but Nationwide are requiring a building regulation certificate. Why do Nationwide have a conveyancing panel if they don't accept advice from them?

It is probably the case that Nationwide have referred the matter to their valuer. The reason why Nationwide may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

I moved into my house on 7 January and my personal details is not yet registered. Need I be worried? My conveyancing solicitor in Whitefield advises it will be concluded inside ten days. Are transfers in Whitefield uniquely lengthy to register?

As far as conveyancing in Whitefield is concerned, registration is no quicker or slower than the rest of the country. As opposed to being determined by geographic area, timescales can vary according to who lodges the application, whether there are errors and whether the Land registry communicate with any other persons or bodies. Currently in the region of 80% of such applications are completed within 12 days but some can be subject to protracted hold-ups. Historically registration takes place once the purchaser has moved in to the premises thus 'speed' is not usually top priority but where it is urgent that the the registration takes place urgently then you or your conveyancer can contact the land registry and explain the circumstances.

My husband and I are new to the buying process - agreed a price, but the agent told us that the owners will only issue a contract if we instruct their preferred solicitors as they want an ‘expedited deal’. We would rather use a high street solicitor with experience of conveyancing in Whitefield

It is improbable the owners are behind this. If they desire ‘a quick sale', turning down a serious buyer is going to damage their objectives. Bypass the agents and go straight to the owners and make the point that (a)you are motivated buyers (b)you are ready to go, with finances arranged © you are unencumbered (d) you wish to move quickly (e)but you are going to use your preferred Whitefield conveyancing solicitors - not the ones that will give their negotiator at the agency a introducer fee or achieve conveyancing figures demanded by corporate headquarters.

I own a leasehold flat in Whitefield. Conveyancing and Skipton Building Society mortgage organised. A letter has just been received from someone claiming to own the freehold. It included a ground rent demand for rent dating back to 1991. The conveyancing practitioner in Whitefield who previously acted has now retired. Do I pay?

First contact HMLR to make sure that the individual purporting to own the freehold is in fact the registered owner of the freehold reversion. There is no need to incur the fees of a Whitefield conveyancing solicitor to do this as you can do this on the Land Registry website for £3. You should note that regardless, even if this is the legitimate landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.

Whitefield Leasehold Conveyancing - Sample of Questions you should consider before Purchasing

What prohibitions are contained in the Whitefield Lease? Generally speaking the outlay for major works are not incorporated into the maintenance charges, although some managing agents in Whitefield require leasehold owners to contribute towards a reserve fund and this is used to offset against larger repairs or maintenance. Its a good idea to discover as much as you can regarding the managing agents as they will affect your use and enjoyment of the property. As the owner of a leasehold property you are often at the mercy of the managing agents from a financial perspective and when it comes to every day issues such as the upkeep of the common parts. Don't be afraid to ask other tenants what they think of them. In conclusion, find out the dates that the service fees are due to the appropriate party and precisely how they are spending the funds.