I am helping my niece sell her flat in Blackley. Will the conveyancer order the energy assessment or do I organise this?

After the abolition of Home Information Packs, energy performance certificates was kept a compulsory component of selling a house. An energy performance certificate must be commissioned in advance of the property being advertised. This is not something that solicitors ordinarily organise. If you are instructing a Blackley conveyancing solicitor they may help arrange EPC’s due to their contacts with reputable Blackley providers

Can you point me to a directory of HSBC panel solicitors in Blackley on the Council of Mortgage Lender’s Website?

Unfortunately not yet. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few lending institutions make their panel listings viewable on the web. Where you are looking for a Blackley conveyancing practitioner on the HSBC please use our tool.

I am currently in the process of buying my council flat in Blackley. I have a mortgage agreed with Skipton. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Skipton, you will need to appoint a solicitor on the Skipton conveyancing panel.

Do commercial conveyancing searches disclose planned roadworks that could impact a commercial land in Blackley?

Many commercial conveyancing solicitors in Blackley will perform a SiteSolutions Highways report as it dramatically cuts the time that conveyancers expend in looking into accurate data on highways that impact buildings and development assets in Blackley. The report provides definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Blackley.

For each commercial conveyancing transaction in Blackley it is critical to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been dealt with adequately may cause delays to Blackley commercial conveyancing deals as well as pose a risk to future plans for the site. These searches are not conducted for domestic conveyancing in Blackley.

I decided to have a survey carried out on a house in Blackley prior to appointing solicitors. I have been informed that there is a flying freehold aspect to the property. My surveyor advised that some mortgage companies will refuse to issue a loan on such a home.

It depends who your proposed lender is. HSBC has different instructions for example to Nationwide. Should you wish to telephone us we can look into this further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Blackley. Conveyancing will be smoother if you use a solicitor in Blackley especially if they are acquainted with such properties in Blackley.

When it comes to leasehold conveyancing in Blackley what are the most common lease defects?

There is nothing unique about leasehold conveyancing in Blackley. All leases are drafted differently and legal mistakes in the legal wording can sometimes mean that certain sections are wrong. For example, if your lease is missing any of the following, it could be defective:

Repairing obligations to or maintain parts of the building

A defective lease will likely cause issues when trying to sell a property primarily because it impacts on the ability to obtain a mortgage on the property. Barclays , The Royal Bank of Scotland, and Clydesdale all have very detailed conveyancing instructions when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease does not cover certain provisions they may refuse to grant the mortgage, obliging the buyer to withdraw.

I invested in buying a studio flat in Blackley, conveyancing formalities finalised 8 years ago. How much will my lease extension cost? Equivalent properties in Blackley with an extended lease are worth £180,000. The average or mid-range amount of ground rent is £65 invoiced every year. The lease finishes on 21st October 2079

You have 59 years left to run we estimate the premium for your lease extension to range between £20,900 and £24,200 as well as legals.

The figure above a general guide to costs for extending a lease, but we are not able to supply the actual costs in the absence of comprehensive investigations. Do not use the figures in a Notice of Claim or as an informal offer. There may be other concerns that need to be considered and clearly you want to be as accurate as possible in your negotiations. You should not move forward based on this information without first seeking the advice of a professional.

Can a conveyancer remove someone from the title of my property in Blackley ?

Extracting or adding someone to the title of your home is relatively straightforward. You’ll need to appoint a property lawyer to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a conveyancing practitioner