My wife and I are purchasing a newly constructed flat in Blackley and my lawyer is informing me that she has to the mortgage company to reveal incentives from the seller. The Estate Agents are hassling me to exchange and I don't want to prolong the conveyancing. is my lawyer playing by the book?

You should not exchange unless you have been advised to do so by your property lawyer. A precondition to being on a lender panel is to comply with the UK Finance Lenders’ Handbook requirements. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

I am looking to buy a property and require a conveyancing solicitor in Blackley who is on the Alliance & Leicester approved. Can you recommend a local conveyancing firm?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Alliance & Leicester in certain locations such as Blackley. We dont recommend any particular firm.

I have todayfound out that Wolstenholmes have been shut down. They carried out my conveyancing in Blackley for a purchase of a leasehold apartment 18 months ago. How can I establish that the property is in my name in the name of the former proprietor?

The quickest method to see if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Blackley conveyancing specialists.

I am buying my first flat in Blackley with a mortgage from Lloyds TSB Bank. The sellers refused to budge the amount so I negotiated £7000 of fixtures and fittings instead. The house builders rep told me not to tell my conveyancer about the extras as it would jeopardize my mortgage with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

In searching the internet for the phrase cheap conveyancing in Blackley it shows results of numerous solicitorsin the area. How do I determine which is the right conveyancing solicitor for purchase transaction?

The preferential way of seeking the right conveyancer is via trusted recommendation, so enquire of friends and family who have bought a property in Blackley or the reputable estate agent or mortgage broker. Fees for conveyancing in Blackley differ, so it's a good idea to secure at least four quotes from different solicitors. Dont forget to clarify that the fees are fixed.