Find a Manchester Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Manchester? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Manchester home move at risk of delay or failure.

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Recently asked questions about conveyancing in Manchester

My previous solicitor has sent a quote for £1150 for no completion no fee conveyancing in Manchester. I’m selling a modern detached home for £125,000. Are these conveyancing fees excessive? Is it above what I should be paying for conveyancing in Manchester?

The quote is slightly on the steep side. Where you are content to expend time contrasting charges you could shave off some of the expense by say £100 plus VAT. That being said, you maycome to rue choosing an a cheaper solicitor. If is important to check that the firm can act for your bank. Do employ our comparison tool to select a Manchester conveyancing company on the banks approved list of lawyers which can often include conveyancing solicitors in Manchester.

We are a couple about to sign contracts for a garden flat in Manchester. We encountered a problem. The mortgage offer with Alliance & Leicester expires on 29/12/2020 but the owners are insisting on a completion date of 31/12/2020. Is it possible to extend the loan offer?

The person best placed to address this concern is your lawyer who is in a position to calculate whether he or she is better off negotiating with the mortgage broker, owner’s representatives, selling agents or conceivably all three given what has happend in your transaction to date.

I opted to have a survey carried out on a house in Manchester in advance of instructing lawyers. I have been advised that there is a flying freehold overhang to the house. The surveyor has said that some mortgage companies will refuse to issue a mortgage on this type of house.

It depends who your proposed lender is. Lloyds has different instructions from Birmingham Midshires. If you e-mail us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Manchester. Conveyancing may be slightly more expensive based on your lender's requirements.

We're first time buyers - agreed a price, yet the property agent informed us that the seller will only issue a contract if we instruct the agent's recommended solicitors as they are insisting on an ‘expedited deal’. Our preferred option is to instruct a high street solicitor accustomed to conveyancing in Manchester

We suspect that the owner is unaware of this ultimatum. Should the seller require ‘a quick sale', turning down a genuine buyer is going to damage their objectives. Bypass the agents and go straight to the sellers and make sure they understand (a)you are motivated purchasers (b)you are excited to move forward, with finances arranged © you are unencumbered (d) you intend to proceed fast (e)but you intend to instruct your own,trusted Manchester conveyancing lawyers - not the ones that will give the negotiator at the agency a commission or achieve conveyancing figures pre-set by HQ.

I've recently bought a leasehold house in Manchester. Do I have any liability for service charges for periods before completion of my purchase?

In a situation where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

I bought a leasehold flat in Manchester, conveyancing was carried out 5 years ago. Can you give me give me an indication of the likely cost of a lease extension? Equivalent properties in Manchester with an extended lease are worth £185,000. The average or mid-range amount of ground rent is £65 invoiced every year. The lease ceases on 21st October 2080

With only 60 years left to run we estimate the price of your lease extension to span between £20,000 and £23,000 as well as legals.

The figure that we have given is a general guide to costs for renewing a lease, but we cannot give you the actual costs in the absence of comprehensive investigations. You should not use the figures in a Notice of Claim or as an informal offer. There are no doubt other concerns that need to be considered and clearly you should be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information before seeking the advice of a professional.

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Find out more about how flying freehold can affect your the value of a property.