I am obtaining a mortgage offer from Halifax. I hope to use a Licensed Conveyancer in Rusholm. Does the Halifax Conveyancing panel include conveyancers regulated by the CLC?

The Halifax conveyancing panel is, like many other lenders, associated to the CML or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.

I'm buying my first flat in Rusholm with a mortgage from The Royal Bank of Scotland. The builders would not reduce the amount so I negotiated £7000 of fixtures and fittings instead. The house builders rep advised me not reveal to my solicitor about the side-deal as it would impact my loan with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Yesterday I discovered that there is a flying freehold element on a property I have offered on last month in what should have been a quick, no chain conveyancing. Rusholm is where the house is located. What do you suggest?

Flying freeholds in Rusholm are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Rusholm you must be sure that your lawyer goes through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Rusholm may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

Hoping to buy a property located in Rusholm and I am already nervous. I couldn't find anything specific about Rusholm. Conveyancing will be needed in due course but do you know about the Rusholm area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Rusholm. In the meantime here are some basic statistics that we found

What are your top tips when it comes to appointing a Rusholm conveyancing firm to deal with our lease extension?

When appointing a property lawyer for your lease extension (regardless if they are a Rusholm conveyancing firm) it is imperative that they be familiar with the legislation and specialises in this area of conveyancing. We advise that you talk with two or three firms including non Rusholm conveyancing practices before you instructing a firm. If the firm is ALEP accredited then so much the better. The following questions could be useful:

How many lease extensions have they completed in Rusholm in the last twenty four months?

Rusholm Conveyancing for Leasehold Flats - Examples of Queries before buying

Are any of leasehold owners in arrears of their service charge liability? What is the name of the managing agents?