My brother-in-law has suggested I instruct a conveyancing solicitor in Rusholm. I I am struggling to find out if they are on the Norwich and Peterborough Building Society approved list of lawyers. Could you advise?

You should call your lawyer and ask them whether they are on the lender panel. Otherwise please get in touch with Norwich and Peterborough Building Society who may be able to confirm.

I am purchasing my first flat in Rusholm benefiting from help to buy. The builders would not reduce the price so I negotiated five thousand pounds worth of additionals instead. The property agent told me not to tell my conveyancer about the side-deal as it could put at risk my mortgage with Leeds Building Society. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I decided to have a survey completed on a property in Rusholm before retaining solicitors. I have been informed that there is a flying freehold element to the property. The surveyor advised that some lenders may refuse to issue a mortgage on such a home.

It depends who your proposed lender is. Santander has different instructions from Birmingham Midshires. Should you wish to call us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Rusholm. Conveyancing will be smoother if you use a solicitor in Rusholm especially if they regularly deal with such properties in Rusholm.

I need to instruct a conveyancing solicitor for leasehold conveyancing in Rusholm. I've discover a site which looks to be the perfect offering If there is a chance to get all formalities completed via web that would be preferable. Should I be concerned? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

Myself and my fiance have recently had an offer accepted on a apartment and had meeting on Tuesday with Nationwide for the mortgage. They advised us that when it comes to appointing a solicitor that unless they are on their approved panel of lawyers then we will be subject to an a further fee of £200. This is because they will then have to appoint a solicitor to act for them as well as the one we select for ourselves and we will be on the hook for their costs. I have requested Nationwide to supply me with a list so I can request estimates only from their approved lawyers but was told they dont have such a list to hand over. Is there a simple way of finding out who is on a lender panel?

You can enquire of Nationwide what their panel criteria is for a solicitor.Thereafter ask the lawyer of your choice whether they fit that criteria and have they acted on loans for Nationwide historically. Where the answer to those is yes, then just clarify this with Nationwide. Another option is to use our search tool and we may be able to find you a conveyancer in Rusholm on the panel for Nationwide.