Me and my partner are buying a property in Heywood. I might seem paranoid but how we can trust a solicitor? At some point we have to put our life savings into their account. What protection do we have from them run away with our deposit?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

Please help - my lawyer advises that absentee landlord insurance is needed on my purchase. What is the typical level of cover needed for conveyancing in Heywood?

The right level of absentee landlord indemnity insurance depends on your lender. It would differ for example between HSBC Bank and Norwich and Peterborough Building Society. Conveyancing lawyers as opposed to borrowers take out such policies.

At last I have had an offer on a maisonette in Heywood agreed to, but there is a chain. The owners have placed an offer on a flat, however it’s not been accepted yet, and are looking at other properties booked. I have selected a high street conveyancing solicitor in Heywood. What do I do now? At what point should I apply for the mortgage with Co-operative?

It is understandable to have anxieties where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is in the region of £1k, then survey, Heywood conveyancing search charges, etc). First, you should ensure that your solicitor is on the Co-operative conveyancing panel. Concerning the subsequent phase this very much dictated by the uniqueness of your case, motivation for this property and on the state of the market. In a rising market the majority of purchasers would apply for a home loan with Co-operative and pay for the valuation and only if it was satisfactory would they request their solicitor to move forward with searches.

What will a local search tell me concerning the property my wife and I purchasing in Heywood?

Heywood conveyancing often starts with the submitting local authority searches directly from your local Authority or via a personal search organisations such as Searches UK The local search is essential in every Heywood conveyancing purchase; as long as you don’t want any nasty surprises after you move into your new home. The search should provide data on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic sections.

Just had an offer accepted on a new build flat in Heywood. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Here is a sample of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Heywood

Forfeiture - bankruptcy or liquidation must not apply under this provision. Please confirm the Lease plans are surveyor prepared. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.

I am looking for a flat up to £235,500 and found one near me in Heywood I like with amenity areas and transport links nearby, however it's only got 52 years on the lease. There is not much else in Heywood suitable, so just wondered if I would be making a mistake buying a short lease?

Should you need a mortgage the shortness of the lease may be problematic. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for a minimum of twenty four months you could request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease term and have £0 ground rent by law. You should speak to your conveyancing lawyer regarding this matter.

I am a sole trader planning to lease a unit on the high street. Can you recommend conveyancers offering fixed fees for non-domestic conveyancing in Heywood for less than £2000?

We can recommend firms who have an in-depth of experience of commercial conveyancing in Heywood, including the sale and purchase of businesses as well as simply premises. Whether you are intending to buy or lease a shop, pub, restaurant, office, retail unit or a complete business we will find you the right firm. As for the fees these will vary based on the structure and nuances of the deal. Please provide us with your details or phone us so that we may supply you with comprehensive commercial conveyancing calculation.