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Find a Birch and Middleton Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Birch and Middleton? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Birch and Middleton transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Birch and Middleton conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Birch and Middleton

We see that you have a search directory identifying firms on the Principality conveyancing panel. Do firms pay you a referral fee if I retain them for our own conveyancing in Birch and Middleton?

We are a listing service only for law firms wishing to communicate if they are on the Principality conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Birch and Middleton.

I know that there are debates on Chancel Insurance on online forums. Am I compelled to take this when purchasing a property in Birch and Middleton? or Apparently there is an ancient law that means some owners of property residing in a parish church boundary will be compelled to pay for repairs towards the chancel within the church. Is this a legitimate concern for conveyancing in Birch and Middleton?

Unless a previous purchase of the house took place after 12 October 2013 you could assume that conveyancing practitioners delivering conveyancing in Birch and Middleton to remain recommending a chancel search and or insurance against a claim.

It has been five months since my purchase conveyancing in Birch and Middleton concluded. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £215,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I am buying a new build house in Birch and Middleton with the aid of help to buy. The sellers would not reduce the amount so I negotiated £7000 of fixtures and fittings instead. The estate agent advised me not inform my lawyer about the side-deal as it will jeopardize my mortgage with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold issue on a house I put an offer in two weeks back in what was supposed to be a straight forward, no chain conveyancing. Birch and Middleton is where the house is located. Is there any guidance you can impart?

Flying freeholds in Birch and Middleton are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Birch and Middleton you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Birch and Middleton may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

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Find out more about how flying freehold can affect your the value of a property.