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Find a Birch and Middleton Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Birch and Middleton? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Birch and Middleton transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Birch and Middleton conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Birch and Middleton

I am one month into the sale of my ground floor flat in Birch and Middleton and the estate agent has just text me to advise that the purchasers are appointing a new conveyancer. I am told that this is due to the fact that the lender will only engage with property lawyers on their conveyancing panel. On what basis would a major lender only deal with certain lawyers rather the firm that they want to choose to handle their conveyancing in Birch and Middleton ?

Mortgage companies have always had an approved set of law firms that can act for them, but in recent years big names such as Nationwide, have considered and reduced their conveyancing panel– in some cases removing conveyancing firms who have represented them for many years.

Lending institutions point to the increase in fraud by way of justification for the reduction – criteria have been tightened as a smaller panel is easier to oversee. Banks tend not to disclose how many solicitors have been dropped, claiming the information is commercially sensitive, but the Law Society says it is hearing daily from firms that have been removed from panels. Some do not even realise they have been dropped until contacted by a borrower who has instructed them as might be the situation in your buyers' case. The buyers are not going to have any sway in the decision.

I do hope you can assist me. My Birch and Middleton conveyancer is advising me that he has toapply for Birch and Middleton conveyancing searches due to the fact thatthe firm are on the Virgin Moneysolicitor panel. Is my lawyer right?

You have limited options available to you. Given that you are taking out a loan with a bank your property lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your conveyancer would have previously signed the Terms and Conditions of your lender’s conveyancing panel appointment which obliges them to comply with the CML Handbook provisions . Even if you were a cash buyer you would be ill advised not to carry out Birch and Middleton conveyancing searches.

Due to the guidance of my in-laws I had a survey completed on a house in Birch and Middleton before retaining lawyers. I have been advised that there is a flying freehold aspect to the property. Our surveyor has said that some mortgage companies tend not grant a loan on a flying freehold property.

It varies from the lender to lender. HSBC has different requirements for example to Halifax. If you e-mail us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Birch and Middleton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Birch and Middleton to see if the conveyancing will be more expensive.

Given that I am about to spend hundreds of thousands of pounds on a house in Birch and Middleton I would like to talk to a solicitor about myhouse move ahead of appointing the firm. Can this be arranged?

We could not agree more - we would be delighted to talk to you we do not take any clients on without you liaising with the solicitor who will be doing your property ownership legalities in Birch and Middleton.There is no ‘factory style conveyancing’ - each client is an important individual, not a matter number. The solicitors that we put you in touch with believe that the fees you are calculated and presented to you for residential conveyancing in Birch and Middleton should be the figure that you are charged.

I am using a search engine for the phrase cheap conveyancing in Birch and Middleton it shows results of many conveyancersin the vicinity. With so much choice what is the best way to find the right solicitor for me?

The ideal way of finding a suitable conveyancer is via trusted testimonial, so enquire of colleagues and family who have bought a property in Birch and Middleton or a local estate agent or mortgage broker. Fees for conveyancing in Birch and Middleton vary, so it's a good idea to request at least four fee estimates from different companies. Dont forget to clarify what costs in the quote includes.

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Find out more about how flying freehold can affect your the value of a property.