I am obtaining a mortgage offer from Santander. I hope to use a Licensed Conveyancer in Birch and Middleton. Does the Santander Solicitor panel allow for conveyancers regulated by the CLC?
The Santander conveyancing panel is, like many other lenders, associated to the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
Should our lawyer be making enquiries concerning flooding as part of the conveyancing in Birch and Middleton.
Flooding is a growing risk for solicitors specialising in conveyancing in Birch and Middleton. Plenty of people will purchase a house in Birch and Middleton, completely aware that at some time, it may be flooded. However, aside from the physical damage, if a property is at risk of flooding, it may be difficult to obtain a mortgage, adequate building insurance, or sell the property. There are steps that can be taken as part of the conveyancing process to forewarn the purchaser.
Lawyers are not qualified to impart advice on flood risk, but there are a number of searches that may be initiated by the purchaser or on a buyer’s behalf which will figure out the risks in Birch and Middleton. The standard completed inquiry forms supplied to a purchaser’s solicitor (where the Conveyancing Protocol is adopted) includes a usual inquiry of the vendor to determine whether the premises has suffered from flooding. In the event that flooding has previously occurred and is not revealed by the seller, then a purchaser could commence a legal claim for losses stemming from an incorrect answer. A purchaser’s solicitors may also conduct an environmental report. This should higlight whether there is any known flood risk. If so, additional investigations should be made.
I got the keys to my flat on 5 August and the transaction details is yet to be registered. Any reason for this? My conveyancing solicitor in Birch and Middleton advises it will be recorded in less than a month. Are transfers in Birch and Middleton uniquely lengthy to register?
There is nothing unique when it comes to conveyancing in Birch and Middleton registration formalities. As opposed to being determined by geographic area, timeframes can vary depending on the party submitting the application, whether it is in order and if the Land registry must send notices to any other persons or bodies. At present approximately three quarters of such applications are fully addressed in less than three weeks but some can be subject to longer hold-ups. Registration is effected once the purchaser has moved in to the property so an expedited registration is not usually primary concern yet where it is urgent that the the registration takes place urgently then you or your conveyancer could communicate with the Registry to express the reasoning for an expedited registration.
I opted to have a survey carried out on a house in Birch and Middleton prior to appointing lawyers. I have been told that there is a flying freehold aspect to the property. My surveyor has said that some mortgage companies will not issue a loan on this type of home.
It varies from the lender to lender. Santander has different instructions for example to Birmingham Midshires. Should you wish to telephone us we can investigate further via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Birch and Middleton. Conveyancing will be smoother if you use a solicitor in Birch and Middleton especially if they are acquainted with such properties in Birch and Middleton.
I need to instruct a conveyancing solicitor for purchase conveyancing in Birch and Middleton. I have land on a site which looks to be the ideal offering If there is a chance to get all this stuff completed via email that would be ideal. Should I be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?