Having been recommended your site we were about to use a conveyancing solicitor in Birch and Middleton recommended using your comparison tool but stumbled across some other quotes via the web appear less expensive – why is this?
You can find hundreds of conveyancing organisations marketing at first sight what seems to be extremely cheap conveyancing in Birch and Middleton. You should think long and hard as to how important this transaction is to you that you are willing to take 'cheap' risks over the quality of the conveyancing. Many of them highlight a bargain quote to catch your eye but bury additional charges in the fine print..
My Birch and Middleton conveyancer has uncovered a discrepancy when comparing the information in the home valuation survey and what is in the legal papers for the property. My solicitor says that he needs to ensure that the lender is happy with this discrepancy and is content to go ahead. Is my conveyancer’s approach correct?
Your conveyancer must comply with the UK Finance Lenders’ Handbook provisions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
We are buying a flat in Birch and Middleton. It might be a silly question but how we can trust a solicitor? On completion day we will need to deposit money into their account. What is the protection we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
Planning on purchasing a maisonette in Birch and Middleton. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Santander conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Birch and Middleton conveyancing practitioner is on the Santander conveyancing panel.
I have instructed a Birch and Middleton property lawyer having made sure that they are on the UBS conveyancing panel. Does my lawyer arrange the survey of the property?
UBS will need an independent valuation of the property. Your lawyer will not arrange this. Usually UBS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Birch and Middleton surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
Am I better off to use a Birch and Middleton conveyancing practitioner based in the vicinity that I am buying? An old friend can carry out the conveyancing but his firm is located 400miles away.
The benefit of a high street Birch and Middleton conveyancing firm is that you can drop in to execute documents, hand in your identification documents and pester them where appropriate. Having local Birch and Middleton know how is a benefit. That being said it's more important to get someone that will do a good and efficient job. If you know people who instructed your friend and the majority were impressed that must surpass using an unknown Birch and Middleton conveyancing lawyer solely due to them being based in the area.
Myself and my partner have just had an offer accepted on a property and had an appointment on Tuesday with Leeds Building Society for the mortgage. They advised us that when it comes to appointing a lawyer that if they are not on their approved panel of conveyancers then we will have to pay out a further charge of about two hundred pounds. This is is due to the fact that they would then have to appoint a solicitor to act for them as well as the one we select on our behalf and we are liable for their invoice. I have requested Leeds Building Society to provide me with a list so I can seek estimates only from their approved lawyers but was told they dont have such a list to hand over. Is their an easier way of going about this?
You should ask Leeds Building Society what their panel criteria is for a solicitor.Then ask the solicitor of your choice whether they fit that criteria and have they acted on loans for Leeds Building Society historically. Where the answer to those is yes, then just clarify this with Leeds Building Society. Another option is to make use of our search facility and we may be able to identify a lawyer in Birch and Middleton on the panel for Leeds Building Society.