My IFA has requested my Handforth lawyer’ panel reference for the Santander conveyancing panel. How do I obtain this. I have contacted my local Handforth branch but they cant find it on their system.
You are best placed to get this information from your Handforth property lawyer . They should have a central record lender panel numbers.
I am considering applying for a Kent Reliance mortgage for purchase of a newly converted (under development) in Handforth with 70% LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Kent Reliance ?
In theory, you could use a solicitor that is not on the Kent Reliance conveyancing panel, but Kent Reliance would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.
Is it the case that all Handforth CQS (Conveyancing Quality Scheme) solicitors are on the Yorkshire BS conveyancing panel?
A selection of lenders now use CQS as the starting point for Panel approval such as HSBC and Santander. CQS membership however is no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for solicitors wishing to join their panels.
How can we know in advance if a Handforth conveyancing solicitor on the Aldermore panel is any good?
When it comes to conveyancing in Handforth getting recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the solicitor conducting your transaction.
After weeks of negotiation I have agreed a price on a house in Handforth. My financial adviser pressured me to appoint their solicitor. I paid an advanced payment of £175. Shortly after, the conveyancer contacted me embarrassingly acknowledging that they were not on the Leeds Building Society conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Leeds Building Society panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Due to the advice of my in-laws I had a survey completed on a house in Handforth prior to appointing conveyancers. I have been told that there is a flying freehold overhang to the house. Our surveyor has said that some lenders may not issue a loan on a flying freehold premises.
It depends who your proposed lender is. HSBC has different requirements from Halifax. Should you wish to call us we can investigate further with the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Handforth. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Handforth to see if the conveyancing costs will increase in light of this.
I am using a search engine for the phrase cheap conveyancing in Handforth it brings up many solicitorslocally. With so much choice what is the best way to find the right conveyancer for the sale of my house?
The preferential way of finding the right conveyancer is through a personal recommendation, so ask colleagues and those you trust who have bought a property in Handforth or a local estate agent or financial adviser. Fees for conveyancing in Handforth vary, so it's a good idea to secure a minimum of three estimates from varying types of solicitors. Make sure that you know what costs in the quote includes.