Much to our surprise we have been informed by our financial adviser that my Prestbury lawyer is not on the lender Solicitor panel. How can I be certain whether this is indeed the case?
You need to contact your Prestbury conveyancer. You lawyer should advise you what has happened. Where they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your lender.
It is is a decade since I bought my house in Prestbury. Conveyancing solicitors have just been retained on the sale but I can't find the title deeds. Is this a problem?
Don’t worry too much. Firstly there is a possibility that the deeds will be kept by the lender or they may still be with the lawyers who oversaw your purchase. Secondly the chances are that the land will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers obtaining current official copies of the land registers. Most conveyancing in Prestbury relates to registered property but in the rare situation where your home is not registered it adds to the complexity but is resolvable.
I am selling my apartment in Prestbury. Does the solicitor need to be required to be on the Co-operative conveyancing panel in order to deal with the discharge of my mortgage?
Ordinarily, even if your lawyer is not on the Co-operative conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their specifications fairly frequently currently.
I know that there are debates on Chancel Insurance on online forums. Do I require chancel insurance when purchasing a property in Prestbury? or Apparently there is a law dating back centuries that could mean that homeowners residing in a parish church boundary will be compelled to pay for maintenance towards the chancel in proximity to the church. Is this applicable for conveyancing in Prestbury?
Unless a previous acquisition of the house completed post 12 October 2013 you can take it that lawyers delivering conveyancing in Prestbury to remain recommending a chancel search and or chancel repair liability insurance.
I used Wolstenholmes a few years ago for my conveyancing in Prestbury. Now, I need the documents however the law firm is no longer operating. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Prestbury of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.