What is your number one tip for finding a conveyancing solicitor in Prestbury

Do not opt for the cheapest Prestbury conveyancing costs illustration. You really do get what you’re paying for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.

We expect to receive a OIP from Coventry BS this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Coventry BS recommend any Prestbury solicitors on the Coventry BS conveyancing panel, or is it better to find our own lawyer?

You will need to appoint Prestbury solicitors independently although you'll need to choose one on the Coventry BS conveyancing panel. The solicitor represents both you and Coventry BS through the process.

It is not clear whether my lender obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called my Prestbury bank branch on numerous occasions and was reassured it wasn't a problem and they would lend. My Prestbury conveyancing solicitor - who is on the lender conveyancing panel- telephoned and was told they refuse to lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?

Provided that the property lawyer is on the bank panel, she or he must adhere to the Council of Mortgage Lenders’ Handbook provisions for the bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years remaining.

Over the last few months I have been searching for a leasehold apartment up to £195,000 and identified one close by in Prestbury I like with a park and railway links in the vicinity, the downside is that it only has 52 years on the lease. I can't really find anything else in Prestbury suitable, so just wondered if I would be making a grave error buying a lease with such few years left?

If you require a home loan the remaining unexpired lease term will likely be an issue. Reduce the offer by the anticipated lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for a minimum of 2 years you could ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should consult your conveyancing solicitor concerning this.

How easy is it to change solicitor as I have to choose a firm on the Accord Mortgages Ltd conveyancing list. I had appointed a family conveyancing solicitor in Prestbury five minutes from me but he is not approved by Accord Mortgages Ltd

We will our best to assist in finding you a conveyancing solicitor in Prestbury on the Accord Mortgages Ltd panel. Please note that the solicitors that we work with do not pay us a referral fee if you instruct them and are regulated by the SRA who oversee all conveyancing solicitors in Prestbury. In utilising search facility on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Prestbury.

Should I instruct a Prestbury conveyancing solicitor based in the vicinity that I am purchasing? An old friend can handle the legal formalities but his firm is located 400miles away.

The primary upside of using a local Prestbury conveyancing practice is that you can drop in to execute paperwork, hand in your ID and apply pressure on them if necessary. They will also have local knowledge which is a bonus. However nothing is more important than finding someone that will do a good and efficient job. If if people you trust used your friend and they were happy that should surpass using an unknown Prestbury conveyancing solicitor just because they are round the corner.

Why am I unable to complete our conveyancing in Prestbury on Easter Monday?

Because on completion the money will be transferred electronically between the banks of the purchaser and owner’s conveyancing practitioner and at present this can only occur on a working day. So you can't complete on a weekend either.