I had intended to instruct a conveyancing solicitor in Macclesfield for our house purchase. Our financial adviser has since advised us that our mortgage lenders Bank of Scotland won't deal with them. Surely this is unduly restrictive?

Mortgage Companies tend to restrict either the category or the volume of conveyancing solicitors on their approved list of lawyers. A common example of such restriction(s) being that a firm must not be a sole practitioner. As well as restricting the profile of firm, some have limited the number of solicitor practices they use to act for them. Be aware that Bank of Scotland have no responsibility for the quality of advice provided by any member of Bank of Scotland Conveyancer Panel. Mortgage fraud was a primary driver in the reduction of conveyancing panels since 2008 even though there are mixed opinions regarding the extent of solicitor involvement in some of that fraud. Figures from the Land Registry indicate that thousands of law firms, including some in or near Macclesfield only carry out very few conveyances per annum.

Will commercial conveyancing searches reveal impending roadworks that may affect a commercial premises in Macclesfield?

Its becoming the norm that commercial conveyancing solicitors in Macclesfield will perform a SiteSolutions Highways report as it dramatically cuts the time that conveyancers expend in investigating accurate data on highways that impact buildings and development assets in Macclesfield. The search result sets out definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Macclesfield.

For every commercial conveyancing transaction in Macclesfield it is crucial to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been addressed adequately could cause delays to Macclesfield commercial conveyancing deals as well as present a risk to future plans for the site. These searches are not carried out for domestic conveyancing in Macclesfield.

Just had an offer accepted on a new build flat in Macclesfield. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Here are examples of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in Macclesfield

The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.

I've recently found out that there is a flying freehold issue on a house I put an offer in two weeks back in what was supposed to be a simple, no chain conveyancing. Macclesfield is the location of the property. Can you offer any guidance?

Flying freeholds in Macclesfield are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Macclesfield you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Macclesfield may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

In my capacity as executor for the will of my uncle I am disposing of a house in Neath but reside in Macclesfield. My solicitor (who is 300 miles awayhas requested that I sign a statutory declaration ahead of the transaction finalising. Could you suggest a conveyancing lawyer in Macclesfield to witness this legal document for me?

Technically speaking you should not be required to have the documents attested by a conveyancing solicitor. Normally any notary public or qualified solicitor will be fine regardless of whether they are Macclesfield based