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Find a Bollington Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Bollington? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Bollington transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Bollington conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Bollington

I have an AIP. The bank mentioned the mortgage came with free conveyancing. Is the implication that I have to appoint their panel solicitor as I would much rather appoint a specialised conveyancing solicitor in Bollington?

Do check but the the probability is that allocate you one of their panel lawyers if you take up the "fee-free" incentive. Speak to the bank and ask if they make available a cash alternative. In the past a few mortgage companies offered a £250 cashback as an alternative in which case that money can go towards the cost for your conveyancing solicitor near Bollington.

Is there a list of Principality panel solicitors in Bollington on the Council of Mortgage Lender’s Website?

Unfortunately not yet. There is no such directory service on the CML or Building Society Association sites. A small selection of lenders make their panel listings available online. Where you are in need of a Bollington conveyancing practitioner on the Principality please use our tool.

I am selling my apartment. I had a double glazing fitted in May 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Santander are being pedantic. The Bollington solicitor who is on the Santander conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Santander are requiring a building regulation certificate. Why do Santander have a conveyancing panel if they don't accept advice from them?

It is probably the case that Santander have referred the matter to their valuer. The reason why Santander may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

RBS have agreed my mortgage in principle, my offer on a property in Bollington has been accepted, what are the next steps?

Your estate agent will want to be informed of your solicitor's details (ensure that the lawyers are on the bank’s approved list). Call up RBS or the financial adviser and finalise any appropriate paperwork. RBS will appoint a valuer who will get in contact with the estate agent or seller to schedule a slot for the valuation to occur. Once carried out (assuming no problems) it takes approximately ten days for the mortgage offer to be issued. RBS will send the offer to you and your conveyancers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Bollington.

My partner and I are selling our property in Bollington and the buyers lawyers are claiming that there is a risk of it being constructed on contaminated land. A local lawyer would know that there is no such problem. It does beg the question why the purchasers instructed a nationwide conveyancing firm rather than a conveyancing solicitor in Bollington. Having lived in Bollington for many years we know of no issue. Should we contact our local Authority to obtain clarification that the buyers are looking for.

It sounds as though you may have a conveyancing lawyer currently acting for you. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)

Me and my brother own a renovated Edwardian house in Bollington. Conveyancing lawyer represented me and Norwich and Peterborough Building Society. I happened to do a free search for it on the Land Registry database and I saw two entries: the first freehold, the second leasehold with the exact same property. I'd like to know for sure, how can I find out??

You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Bollington and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the situation with the conveyancing lawyer who conducted the conveyancing.

Due to the encouragement of my in-laws I had a survey completed on a house in Bollington in advance of appointing lawyers. I have been advised that there is a flying freehold element to the house. My surveyor advised that some lenders tend not give a mortgage on this type of home.

It depends who your proposed lender is. Lloyds has different requirements from Halifax. If you call us we can check via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Bollington. Conveyancing will be smoother if you use a solicitor in Bollington especially if they are familiar with such properties in Bollington.

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Find out more about how flying freehold can affect your the value of a property.