My previous conveyancer has given a fee estimate £1400 for fixed fee conveyancing in Bollington. I’m selling a Victorian detached home for £275,000. This seems overpriced. Is it in excess of what I should be paying for conveyancing in Bollington?

The quote is slightly on the steep side. If you shop around you could reduce the fees slightly by as much as a hundred pounds. On the other hand, you mightlive to regret choosing an an untested conveyancer. Don't forget to enquire the solicitor can represent your bank. You can use our search tool to get a quote a Bollington conveyancing company on the banks member panel which can often include conveyancing solicitors in Bollington.

We are aiming to move house in October. Should my conveyancing solicitor call the removal company on the completion day. Incidentally, can you recommend a removal company in Bollington. Conveyancing firm was chosen prior to coming across this site.

On the afternoon of completion you can collect the keys from your property agent but this can only take place when the vendors lawyers inform the agent that the monies to complete are in and the keys can be released. You can advise the removal company that they can start moving you in. As a matter of policy we do not recommend a specific removal company but can help you choose a conveyancing in Bollington or a lawyer that specialises in conveyancing in Bollington.

When it comes to lenders such as Aldermore, do Bollington conveyancers face a yearly amount to be on the conveyancing panel?

We are not aware of any lender fees to register on their panel, although some do charge an administration fee to deal with the processing of the conveyancing panel application.

The formalities of my remortgage has taken place for my property in Bollington. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?

All lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. We understand that complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.

The deeds to my property can not be found. The lawyers who dealt with the conveyancing in Bollington 10 years ago no longer exist. What do I do?

Gone are the days when you need to hold title deeds to establish that you own the land or property, as the Land Registry hold details of all registered land or property electronically.

I'm purchasing a new build house in Bollington with a loan from National Westminster Bank. The builders refused to reduce the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The house builders rep told me not reveal to my conveyancer about this extras as it could adversely affect my loan with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am tempted by the attractive purchase price for a couple of flats in Bollington both have about 50 years left on the lease term. Will this present a problem?

A lease is a legal document that entitles you to use the property for a prescribed time frame. As the lease gets shorter the value of the lease reduces and results in it becoming more costly to acquire a lease extension. This is why it is often a good idea to extend the lease term. Sometimes it is difficulties arise selling premises with a short lease as mortgage lenders less inclined to grant a loan on properties of this type. Lease extension can be a protracted process. We recommend you get professional help from a solicitor and surveyor with experience in this field.

Bollington Leasehold Conveyancing - Examples of Questions you should consider Prior to buying

Does the lease have onerous restrictions? How many years are left on the lease? Many Bollington leasehold apartments will incur a service charge for the upkeep of the block invoiced on behalf of the freeholder. Where you purchase the apartment you will have to meet this liability, usually periodically during the year. This can be anything from a few hundred pounds to thousands of pounds for bigger purpose-built blocks. There will also be a ground rent to be met yearly, normally this is not a exorbitant sum, say about £50-£100 but you should to enquire it because sometimes it can be surprisingly expensive.