I am getting a mortgage offer from Santander. My intention is to use a Licensed Conveyancer in Bollington. Does the Santander Solicitor panel exclude conveyancers regulated by the CLC?
The Santander approved solicitor list is, like many other lenders, represented by the CML or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
I have a decision in principle. The bank mentioned the mortgage came with free conveyancing. Is the implication that I have to use their panel conveyancer as I would prefer to instruct a high street conveyancing solicitor in Bollington?
Do check but the the likelihood is that allocate you one of their panel conveyancers should you want the "fee-free" deal. Call the bank and ask if they offer you a cash alternative. In the past a few mortgage companies offered a £250 cashback as an alternative in which case that money can go towards your preferred conveyancing solicitor near Bollington.
What can a local search tell me about the property I am buying in Bollington?
Bollington conveyancing often starts with the submitting local authority searches directly from your local Authority or via a personal search organisations for instance Searches UK The local search is essential in every Bollington conveyancing purchase; as long as you don’t want any unpleasant surprises after you move into your new home. The search should provide data on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic sections.
My wife and I own a terraced Edwardian property in Bollington. Conveyancing solicitor represented me and Accord Mortgages Ltd. I did a free Land Registry search last week and I saw two entries: the first freehold, another for leasehold with the matching property. If a house is not a freehold shouldn't I have been informed?
You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Bollington and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the situation with your conveyancing solicitor who completed the work.
My husband and I are searching for a dependable conveyancing lawyer in Bollington to help me sell my place. I really don't want to get ripped off but with plenty Bollington conveyancing organisations out there...who do I opt for?
If you have never used a conveyancing practitioner before, a personal recommendation via relatives or friends is a great place to start and is often a good barometer of quality. Alternatively, you should review the client feedback viewable on your conveyancer’s website or use our search tool to select a conveyancing solicitor in Bollington.