The sellers of the house we are hoping to buy are using a conveyancing practitioner in Disley who has recommended a preliminary contract with a payment 6,000. Are such arrangements appropriate for Disley conveyancing transactions?

There are a couple of main downsides with executing a lock out agreement (sometimes known as an exclusivity agreement) is that it diverts attention away from moving forward with the conveyancing transaction itself, so unless it requires minimal or no negotiation then it may turn out to be unhelpful. It is not strongly advocated by Disley conveyancing solicitors as a result. The other main concern is the extent of the remedies available - a jilted buyer is extremely unlikely to win an injunctive ruling by a court to prohibit the owner selling to another buyer, so the only remedy open via the agreement will be the reimbursement of wasted costs and, in restricted scenarios, the additional payment of penalties.

Do conveyancers ask for an advanced payment for conveyancing in Disley?

Where you are retaining lawyers for conveyancing in Disley your solicitor will ask you to provide them with monies to cover the search fees. Generally this is called for to cover the fees of the conveyancing searches. When the deposit is payable against the total price then this will be needed immediately in advance of exchange of contracts. Any further balance that is due should be transferred a couple of days ahead of the day of completion.

I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Disley. My lender is Chelsea Building Society

Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 11/10/2025, the requirements read as follows :

Should commercial conveyancing searches reveal proposed roadworks that could affect a commercial land in Disley?

Its becoming the norm that commercial conveyancing solicitors in Disley will conduct a SiteSolutions Highways report as it dramatically cuts the time that conveyancers expend in investigating accurate data on highways that impact buildings and development assets in Disley. The report sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Disley.

For every commercial conveyancing transaction in Disley it is crucial to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been addressed adequately could cause delays to Disley commercial conveyancing deals as well as pose a risk to future plans for the site. These searches are not ordered for domestic conveyancing in Disley.

I'm purchasing my first flat in Disley with a mortgage from Birmingham Midshires. The sellers would not reduce the amount so I negotiated 6k of additionals instead. The sale representative suggested that I not reveal to my lawyer about this side-deal as it would impact my mortgage with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.