Would the conveyancing solicitors listed on your site conduct conveyancing in Disley by way of an attended exchange?
There are a few conveyancing experts carrying out 24hr exchanges. Please e-mail us to receive a conveyancing quote and details as to availability.
I am considering applying for a Kent Reliance mortgage for purchase of a new build (under development) in Disley with 60% LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Kent Reliance ?
There is nothing to stop you using your solicitor, but Kent Reliance will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.
I am buying a new build house in Disley with the aid of help to buy. The developers refused to reduce the amount so I negotiated 6k of additionals instead. The property agent advised me not disclose to my conveyancer about this deal as it may impact my loan with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold element on a house I have offered on last month in what was supposed to be a simple, chain free conveyancing. Disley is the location of the property. What do you suggest?
Flying freeholds in Disley are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Disley you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Disley may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
Is it best to go with a Disley conveyancing lawyer in close proximity to the house I am hoping to buy? An old friend can execute the legal work however her office is over three hundred kilometers away.
The primary upside of using a high street Disley conveyancing firm is that you can attend the office to execute paperwork, hand in your ID and apply pressure on them if necessary. Having local Disley know how is a benefit. That being said it's more important to get someone that will do a good and efficient job. If if people you trust used your friend and on the whole were happy that should outweigh using an unknown Disley conveyancing lawyer just because they are Disley based.