We were just about to exchange contracts for a semi detached house in Disley. We encountered a stumbling block. Our mortgage offer with expires on but the vendors are suggesting a completion date of . Is it possible to extend the mortgage expiry date?
The best person to deal with your concern is your conveyancer who will calculate if they corresponding with the lender, seller’s representatives, estate agents or possibly all parties taking into account the circumstances your house move to date.
My partner and I are selling our house in Disley and according to the buyers it appears that there is a possibility that the property was constructed land that was not decontaminated. A high street Disley lawyer would know that there is no such problem. For the life of me I don't know why the buyers instructed a factory type conveyancing outfit as opposed to a conveyancing solicitor in Disley. We have lived in Disley for three years we know of no issue. Is it a good idea to contact our local Authority to get confirmation that the buyers are looking for.
It would appear that you have a conveyancing solicitor currently acting for you. What do they say? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
Yesterday I discovered that there is a flying freehold element on a property I have offered on a fortnight ago in what was supposed to be a simple, chain free conveyancing. Disley is where the house is located. What do you suggest?
Flying freeholds in Disley are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Disley you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Disley may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
My uncle has suggested that I use his conveyancing solicitors in Disley. Should I find my own conveyancer?
Much as we are happy to recommend a Disley conveyancing lawyer the ideal way to select a conveyancing practitioner is to seek referrals from friends or family who have previously instructed the solicitor you're contemplating using.
How much experience do your Disley conveyancing solicitors have with Help To Buy, Shared Equity and similar schemes?
Disley conveyancing lawyers help thousands of people move home every year and supported plenty of clients through the Help To Buy scheme. The chances are that whatever makes your case unique Disley conveyancers have worked on recent similar matters.