My financial adviser has asked me for my New Mills solicitor’s panel reference for the Nationwide conveyancing panel. What is the best way to obtain this. I have contacted my local New Mills office but they have not got back to me yet.

You are best placed to get this information from your New Mills solicitor . They retain a central record lender panel numbers.

I am purchasing a new build flat in New Mills. Can I do my own conveyancing?

Leaving aside the complexities and merits of DIY conveyancing in New Mills you will have to appoint a solicitor on your bank's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in New Mills.

When it comes to lenders such as Leeds Building Society, do New Mills lawyers have to pay a fee to be on the conveyancing panel?

We are not aware of any mortgage company fees to register on their panel, although some do levy an administration charge to deal with the processing of the conveyancing panel submission.

We previously selected conveyancers located in New Mills on the Coventry BS solicitor approved list. They have just billed me an additional amount for handling the Coventry BS mortgage. Is this an additional conveyancing fee set by Coventry BS?

As unfair as it may appear, as long as it’s in their Terms of Engagement or Quote then yes your conveyancer can levy a fee for this. The charge is not dictated by Coventry BS but by your New Mills solicitor. Plenty of firms on the Coventry BS panel will levy an ‘acting for lender’ fee and others do not.

I can not work out if my mortgage offer requires a lease extension. I have called into my local New Mills bank branch on various occasions and was reassured it wasn't a problem and they will lend. My New Mills conveyancing solicitor - who is on the lender conveyancing panel- called to say that they refuse to lend in accordance with their specific requirements. Who do I believe?

Provided that the conveyancing practitioner is on the lender panel, they must comply with the Council of Mortgage Lenders’ Handbook provisions for the bank. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

three months have elapsed following my purchase conveyancing in New Mills concluded. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £180,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I am buying a new build flat in New Mills. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Here are examples of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in New Mills

There must be mutual enforceability of lessee’s covenants. Please confirm the Lease plans are architect prepared. Please supply evidence that the form of Lease proposed has been approved by the Land Registry. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Forfeiture - bankruptcy or liquidation must not apply under this provision.