lenderpanel

Find a Buxton Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Buxton? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Buxton conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Buxton conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Buxton

I am in need of a conveyancer. Do I opt for a national conveyancer or a high street Buxton conveyancing lawyer?

Existing third party connections is an important consideration when appointing conveyancing solicitors. Buxton conveyancers benefit from long term relationships with financial advisers and property, local authorities, valuers and other law firms meaning the whole process is going to be much smoother for you. Hosting years of knowledge of the local area is also a plus .

I own a freehold property in Buxton yet pay rent, why is this and what is this?

It is rare for properties in Buxton and has limited impact for conveyancing in Buxton but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for many centuries, but the Rent Charge Act 1977 barred the generation of new rentcharges from 1977 onwards.

Previous rentcharges can now be redeemed by making a lump sum payment under the Act. Any rentcharges that are still in existence post 2037 is to be extinguished.

Do the Building Society Association intend to launch a online directory to list solicitors on the Norwich and Peterborough Building Society conveyancing panel for example in Buxton?

We would not expect to be advised of any intention on the part of the BSA to promote such a register.

We are getting the release of further monies on our home loan from HSBC as we want to conduct a loft conversion to our house in Buxton. Are we obliged to appoint a nearby Buxton solicitor on the HSBC conveyancing panel to handle the legals?

HSBC do not ordinarily require firms on their conveyancing panel to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the HSBC list.

I have decided to exercise my right to buy my property in Buxton off the council. I have a mortgage agreed with Skipton. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Skipton, you will need to appoint a solicitor on the Skipton conveyancing panel.

I've read lots of mortgage guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Buxton solicitor - who is on the Coventry BS conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?

Coventry BS will need an independent valuation of the property. Your lawyer will not arrange this. Usually Coventry BS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancing practitioner will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Buxton postcode. As you are getting a mortgage with Coventry BS, you could contact them to see if they have a list of approved surveyors in Buxton.

I'm buying a new build house in Buxton with a loan from Nationwide Building Society. The sellers would not budge the price so I negotiated £7000 of additionals instead. The property agent suggested that I not reveal to my solicitor about this deal as it will jeopardize my loan with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Last updated

Find out more about how flying freehold can affect your the value of a property.