Are the Waterhouses conveyancing solicitors identified as being on the Nottingham conveyancing panel, together with their details provided by Nottingham?
Waterhouses conveyancing firms themselves provide us confirmation that they are on the Nottingham conveyancing panel as opposed to being supplied with a list from Nottingham directly.
Will our conveyancer be asking questions regarding flooding as part of the conveyancing in Waterhouses.
Flooding is a growing risk for lawyers specialising in conveyancing in Waterhouses. Plenty of people will purchase a property in Waterhouses, completely aware that at some time, it may suffer from flooding. However, leaving to one side the physical destruction, if a house is at risk of flooding, it may be difficult to obtain a mortgage, suitable building insurance, or sell the premises. There are steps that can be taken as part of the conveyancing process to forewarn the purchaser.
Solicitors are not best placed to impart advice on flood risk, but there are a various searches that may be carried out by the purchaser or on a buyer’s behalf which can figure out the risks in Waterhouses. The conventional set of property information forms sent to a purchaser’s conveyancer (where the Conveyancing Protocol is adopted) incorporates a usual question of the owner to find out whether the property has ever been flooded. In the event that flooding has previously occurred and is not disclosed by the vendor, then a buyer could commence a claim for damages as a result of such an misleading answer. A purchaser’s lawyers should also commission an enviro report. This will higlight if there is any known flood risk. If so, additional inquiries should be initiated.
I have a terraced Georgian house in Waterhouses. Conveyancing lawyer represented me and TSB. I happened to do a free search for it on the Land Registry database and there are a couple of entries: the first freehold, another for leasehold under the exact same address. I'd like to know for sure, how can I find out??
You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Waterhouses and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the situation with your conveyancing practitioner who conducted the purchase.
I decided to have a survey completed on a house in Waterhouses before retaining solicitors. I have been informed that there is a flying freehold aspect to the property. The surveyor has said that some mortgage companies will not give a loan on this type of home.
It depends who your proposed lender is. Bank of Scotland has different instructions from Birmingham Midshires. Should you wish to call us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Waterhouses. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Waterhouses to see if the conveyancing will be more expensive.
How do I identify a Waterhouses solicitor on the Chelsea Building Society conveyancing panel? I have a car and am happy to travel upto 10kilometers to meet the conveyancer.
Feel free to make use of the facility on this website. Please select a bank and your location and you will see a number of Waterhouses conveyancing lawyers locally. We have listed some Waterhouses conveyancing firms at the bottom of this page and you can call them to verify if they are on the Chelsea Building Society member panel