Due to the advice of my in-laws I had a survey completed on a property in Waterhouses ahead of instructing solicitors. I have been told that there is a flying freehold element to the property. My surveyor has said that some lenders may refuse to grant a loan on such a house.

It depends who your proposed lender is. Bank of Scotland has different instructions from Birmingham Midshires. Should you wish to telephone us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Waterhouses. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Waterhouses to see if the conveyancing costs will increase in light of this.

What tools are available to identify a Waterhouses law firm on the Platform Home Loans Ltd conveyancing panel? I have a car and am happy to travel upto 20miles to meet the lawyer.

You can use the search on this page. Please select a bank and your location and you will see a number of Waterhouses conveyancing lawyers based on proximity. We have detailed some Waterhouses conveyancing firms towards the end of this page and you can contact them to verify if they are on the Platform Home Loans Ltd member panel

My father-in-law has recommend that I appoint his conveyancers in Waterhouses. Do I follow his advice?

No doubt the best way to choose a conveyancing lawyer is to have feedback from friends or relatives who have actually previously instructed the conveyancer that you are considering.

Can you provide any top tips for leasehold conveyancing in Waterhouses from the perspective of speeding up the sale process?

• Much of the delay in leasehold conveyancing in Waterhouses can be bypassed if you appoint lawyers as soon as your agents start marketing the property and ask them to collate the leasehold information needed by the buyers’ conveyancers.
You may think that you are aware of the number of years remaining on your lease but it would be wise to verify this by asking your lawyers. A buyer’s conveyancer will not be happy to advise their client to proceed with the purchase of a leasehold property the remaining number of years is below 80 years. In the circumstances it is important at an as soon as possible that you identify whether the lease for your property needs extending. If it does, contact your solicitors before you put your property on the market for sale. Many landlords or managing agents in Waterhouses charge for supplying management packs for a leasehold premises. You or your lawyers should find out the fee that they propose to charge. The management pack sought on or before finding a buyer, thus accelerating the process. The average time it takes to obtain the necessary information is three weeks. It is the most common reason for frustration in leasehold conveyancing in Waterhouses. If you are supposed to have a share in the Management Company, you should ensure that you have the original share document. Obtaining a new share certificate is often a time consuming process and slows down many a Waterhouses home move. Where a new share certificate is needed, do contact the company officers or managing agents (where relevant) for this as soon as possible. If there is a history of any disputes with your landlord or managing agents it is very important that these are resolved before the property is put on the market. The buyers and their solicitors will be reluctant to purchase a property where there is a current dispute. You may need to swallow your pride and pay any arrears of service charge or resolve the dispute prior to completion of the sale. It is therefore preferable to have any dispute settled ahead of the contract papers being issued to the buyers’ solicitors. You are still duty bound to disclose details of the dispute to the purchasers, but it is better to reveal the dispute as historic rather than unsettled.

Waterhouses Conveyancing for Leasehold Flats - Examples of Questions you should ask Prior to Purchasing

Make sure you find out if the the lease includes any unreasonable restrictions in the lease. For example it is very common in Waterhouses leases that pets are not allowed in certain buildings in Waterhouses. If you like the flatin Waterhouses but your cat is not allowed to live with you then you will be presented with a hard determination. Best to be warned if window replacement or some other major work is due in the foreseeable future to be shared between the leasehold owners and could well dramatically impact the level of the maintenance costs or result in a specific payment. Are any of leasehold owners in dispute over their service charge payments?

I'm purchasing a house in Waterhouses. I have found my conveyancer's company on the CLC list, but I can't locate my lawyer's name as listed on the regulator's website. Is this a big problem?

Not every individual in the company must be listed by the regulator. Provided there is a manager qualified to 'oversee' the conveyancing, the actual day-to-day activity can be undertaken by unlicensed staff.