When it comes to mortgage companies such as Co-operative, do Ashbourne conveyancers face a fee to be on the list of approved solicitors?

We are not aware of any lender fees to be on their panel, although some do charge an administration fee to deal with the processing of the conveyancing panel application.

It is unclear whether my bank requires a lease extension. I have called into my local Ashbourne bank branch on a couple of occasions and was told they are content with the situation and they will lend. My Ashbourne conveyancing solicitor - who is on the lender conveyancing panel- telephoned to say that they will not lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. I have no idea who is right.

Provided that the conveyancing practitioner is on the lender panel, she or he must adhere to the Council of Mortgage Lenders’ Handbook provisions for the lender. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

I am selling my house. I had a double glazing fitted in September 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Aldermore are being problematic. The Ashbourne solicitor who is on the Aldermore conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Aldermore are requiring a building regulation certificate. Why do Aldermore have a conveyancing panel if they don't accept advice from them?

It is probably the case that Aldermore have referred the matter to their valuer. The reason why Aldermore may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

I need some fast conveyancing in Ashbourne as I am faced with pressure to complete inside 3 weeks. A mortgage is not required. Can I avoid the conveyancing searches to save fees and time?

As you are not getting a home loan you are at free not to have searches conducted although no law firm would suggest that you don't. Drawing on our experience of conveyancing in Ashbourne the following are examples of what can be revealed and adversely impact market value: Enforcement Notices, Overdue Fees, Overdue Grants, Railway Schemes,...

I acquired my house on 1 May and my personal details is not yet on the land registry website. Any reason for this? My conveyancing solicitor in Ashbourne advises it will be registered inside ten days. Are titles in Ashbourne uniquely lengthy to register?

There is nothing unique when it comes to conveyancing in Ashbourne registration formalities. Rather than based on location, timescales can differ according to the party submitting the application, whether it is in order and if the Land registry communicate with any third parties. As of today in the region of three quarters of such applications are completed in less than three weeks but occasionally there can be protracted hold-ups. Historically registration takes place once the purchaser has moved in to the property thus an expedited registration is not typically primary concern yet if it is urgent that the the registration takes place urgently then you or your conveyancer could speak with the land registry and explain the circumstances.

We are a couple of weeks into a residential purchase having been directed to a firm by the selling agent to execute conveyancing in Ashbourne. We are not happy. Could you help me find new solicitors?

A conveyancer would need to be really bad in order to consider replacing them. Has your mortgage been issued? In the event that it has you must make them aware of the new solicitor and get the mortgage documents are issued to the new lawyers. Your conveyancer should be on the mortgage company approved list to avoid added expenses and delays. So that should be your first question of the new conveyancers. Our find a solicitor tool can help you find a lender approved conveyancer for your conveyancing in Ashbourne

What tools are available to find a Ashbourne conveyancing solicitor on the bank conveyancing panel? I have a car and am prepared to travel up to 20kilometers to meet the conveyancer.

You can use the find a conveyancing panel search on this website. Please choose the lender and your location, in this case Ashbourne and you will see a number of lawyer located nearest Ashbourne. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the mortgage company solicitor panel.