I plan on acquiring residence in Tutbury. My lawyer is not on the bank conveyancing list. Is it possible for me to retain my Tutbury conveyancing solicitor notwithstanding that they are not on the mortgage company panel?

You have a couple of alternatives open to you here

• Carry on with your preferred Tutbury conveyancing practitioner but your mortgage company will need to instruct a lawyer from their conveyancing panel. The net result is additional fees and likely interruption.
• Get a fresh property lawyer to conduct the conveyancing, making sure they are on the lender conveyancing panel.
• Convince your property lawyer to do everything within their powers to get accepted on the bank’s conveyancing panel

I am selling my apartment in Tutbury. Does my lawyer have to be on the RBS conveyancing panel in order to deal with redeeming my mortgage?

Ordinarily, even if your lawyer is not on the RBS conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently at the moment.

It has been five months following my purchase conveyancing in Tutbury took place. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £215,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I am buying a new build flat in Tutbury. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Set out below are examples of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Tutbury

The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Please confirm the Lease plans are surveyor prepared. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme.

Back In 2007, I bought a leasehold house in Tutbury. Conveyancing and Skipton Building Society mortgage organised. I have received a letter from someone claiming to own the freehold. It included a demand for arrears of ground rent dating back to 1993. The conveyancing practitioner in Tutbury who previously acted has long since retired. Any advice?

The first thing you should do is make enquiries of the Land Registry to be sure that this person is indeed the new freeholder. There is no need to instruct a Tutbury conveyancing lawyer to do this as you can do this on the Land Registry website for a few pound. You should note that in any event, even if this is the rightful landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.

I inherited a 1st floor flat in Tutbury, conveyancing formalities finalised in 2003. Can you give me give me an indication of the likely cost of a lease extension? Corresponding flats in Tutbury with over 90 years remaining are worth £202,000. The ground rent is £60 charged once a year. The lease runs out on 21st October 2081

With just 56 years unexpired the likely cost is going to be between £29,500 and £34,000 as well as legals.

The suggested premium range above a general guide to costs for renewing a lease, but we cannot give you the actual costs without more comprehensive due diligence. Do not use the figures in a Notice of Claim or as an informal offer. There are no doubt additional concerns that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. Please do not move forward placing reliance on this information without first seeking the advice of a professional.